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Why is Airbnb not accepting my credit card?

Your credit or debit card has expired. You've exceeded the daily withdrawal or purchase limit set by your bank or credit card company. The billing address and phone number you entered don't match the billing address and phone number associated with your credit or debit card. Fraud prevention.



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1.5 If Airbnb Payments is unable to collect your payment, Airbnb Payments will notify you of such declined payment, and require you to complete the payment using an alternative Payment Method within 72 hours of the notice.

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Which Payment Methods Does Airbnb Accept? In most countries, Airbnb accepts the standard major credit cards (Visa, MasterCard, American Express, Discover, JCB) as well as debit cards that can be processed as credit, pre-paid credit cards, and Google Pay, Apply Pay and PayPal.

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You'll find a payment plan option at checkout if your reservation meets the following criteria: You're paying with a credit card, debit card, PayPal, Apple Pay, Google Pay, or Airbnb credits.

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Which Payment Methods Does Airbnb Accept? In most countries, Airbnb accepts the standard major credit cards (Visa, MasterCard, American Express, Discover, JCB) as well as debit cards that can be processed as credit, pre-paid credit cards, and Google Pay, Apply Pay and PayPal.

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How do I confirm my payment method?
  1. Go to Payment Methods.
  2. Review the payment options listed there.
  3. If a card needs to be confirmed, select Confirm card.
  4. Follow the steps to confirm the card.


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In everywhere but India, if the Host accepts your request, you'll be charged for the reservation. If they decline or don't respond within 24 hours, there's no charge and you'll be free to book a different stay instead. For guests paying in Indian rupees, you'll be charged for the reservation when you request to book.

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When you submit a reservation request, we may place a hold on your payment method, called an authorization, for the full amount of the reservation. If your reservation is accepted, the authorization will turn into a real charge and the amount will be deducted from your payment account.

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You choose how you'd like to receive the money you earn hosting. Payout methods include Fast Pay, bank transfers, PayPal, Payoneer debit cards, and Western Union, among others. The options vary depending on where you're based. To get set up, select a payout method in the Payments & payouts section of your account.

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Airbnb is up and running now. In the last 24 hours there was 0 outages.

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Turning down a lot of requests can impact your reservation rates and where your listing shows up in search.

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Asking for a substantial amount as a security deposit and setting a strict cancellation policy is a surefire way to make travelers feel truly unwelcome. Generally, an Airbnb security deposit doesn't exceed 20% of the total cost of the booking. Hosts often set an amount within the range of $100 to $500.

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Depending on the length of your stay, when you cancel, and the cancellation policy that applies to your reservation, you may get a partial refund if you cancel after check-in - learn more about different cancellation policies. Learn more about how refunds work for cancellations.

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In the forthcoming update, Airbnb is addressing the issue by rolling out a “display total price” button. When you toggle it, all prices listed across the app—whether in cost-filtered search results, on maps, or on one-off property pages—are calculated to include fees (but exclude taxes).

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Airbnb uses the 3DS framework to contact your card-issuing bank in order to check if they would like to authenticate the payment. If the bank requires authentication, they will send over an authentication request that Airbnb will display for you to complete.

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If your reservation request is declined and the listing for the stay shows that it's still available, the host's calendar may not be up-to-date or they may want reservations of a different length or time.

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Airbnb blocks people from their accounts for a variety of reasons. The most common reason is that the user has violated Airbnb's terms and conditions, such as by providing false information or engaging in fraudulent activity.

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