Why is my debit card being declined for international transactions?


Why is my debit card being declined for international transactions? Large purchases, charges from sellers in foreign countries, or activity that seems unusual may trigger the bank or credit union to lock down your account to avoid fraud. Before traveling, contact your bank or credit union to let them know you'll be out of town.


What is the difference between a debit card and an international debit card?

International debit cards allow you to pay for transactions abroad. You can activate international usage on your local debit card. You have to pay a nominal currency conversion fee for using local debit cards abroad. You may opt for global debit cards like forex cards, but they may prove expensive.


Which countries do not accept Visa card?

Below is a list of countries where your ASB Visa credit card or ASB Visa Debit card will not be accepted:
  • Belarus.
  • Ukraine disputed/occupied regions (Crimea, Sevastopol, Donetsk, Luhansk, Kherson and Zaporizhzhia)
  • Cuba.
  • Iran.
  • North Korea.
  • Russia.
  • Syria.


Why is my DBS card declined?

Common reasons include card not activated, insufficient credit limit or incorrect card details being entered.