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Why my debit card is declined in Airbnb?

Your credit or debit card has expired. You've exceeded the daily withdrawal or purchase limit set by your bank or credit card company. The billing address and phone number you entered don't match the billing address and phone number associated with your credit or debit card. Fraud prevention.



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Which Payment Methods Does Airbnb Accept? In most countries, Airbnb accepts the standard major credit cards (Visa, MasterCard, American Express, Discover, JCB) as well as debit cards that can be processed as credit, pre-paid credit cards, and Google Pay, Apply Pay and PayPal.

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How do I confirm my payment method?
  1. Go to Payment Methods.
  2. Review the payment options listed there.
  3. If a card needs to be confirmed, select Confirm card.
  4. Follow the steps to confirm the card.


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In everywhere but India, if the Host accepts your request, you'll be charged for the reservation. If they decline or don't respond within 24 hours, there's no charge and you'll be free to book a different stay instead. For guests paying in Indian rupees, you'll be charged for the reservation when you request to book.

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You can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card's user, you must submit ID and address proof. Once these details are verified, the bank will unblock your card.

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Accepted Airbnb Payment Methods
  • Credit cards including Visa, MasterCard, Amex, JCB.
  • Debit cards that can be processed as credit cards.
  • Google Pay.
  • Apple Pay.
  • PayPal.
  • Airbnb gift cards.


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Airbnb uses the 3DS framework to contact your card-issuing bank in order to check if they would like to authenticate the payment. If the bank requires authentication, they will send over an authentication request that Airbnb will display for you to complete.

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