Why not to live on a lake?

Water and homes aren't always a match made in heaven. Living near a body of water often results in added maintenance costs. Rising waters can damage your home, and large bodies of water tend to cause additional wear and tear.



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It's all part of what makes weather, the unequal heating of the Earth's surface. That is why over the next couple of months you will hear us often say, “cooler by the lake.” Then again, as boaters and people who enjoy our beautiful waters know, it is always cooler by the lake.

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The United States has some truly mesmerizing lakes throughout the country, and as a result, many postcard-worthy lakeside towns.
  • Coeur d'Alene, Idaho. ...
  • Lake Geneva, Wisconsin. ...
  • Lake Placid, New York. ...
  • Okoboji, Iowa. ...
  • South Lake Tahoe, California. ...
  • Traverse City, Michigan. ...
  • Sandpoint, Idaho. ...
  • Grand Marais, Minnesota.


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During the early morning hours, the land and the water start out at roughly the same temperature. On a calm morning, a given pressure surface will be at the same height above both the land and water. A few hours later, the sun's energy begins to warm the land more rapidly than the water.

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