Why retire on a cruise ship?

Being surrounded by young people, not just folks of retirement age, can also make cruise ship life more appealing. Living on a cruise ship presents the opportunity to meet new people. In some cases, it would be a shipload of new faces every week or two. Imagine how many new friends you could make in a year.



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Cons of Retirement on a Cruise Ship Staying close to family and watching grandchildren grow could be difficult when you're at sea for months or years at a time. You might also grow weary of the frequent stops cruise ships make, along with your lack of control over the time spent at ports.

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Booking Cruises as a Retiree So if you were planning to spend 20 years in retirement, you could spend $1.54 million to live on a cruise ship. To put that cost in perspective, the average 65+ household spends $49,542 annually or around $135 per day, according to the Bureau of Labor Statistics.

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Booking Cruises as a Retiree So if you were planning to spend 20 years in retirement, you could spend $1.54 million to live on a cruise ship. To put that cost in perspective, the average 65+ household spends $49,542 annually or around $135 per day, according to the Bureau of Labor Statistics.

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Some retirees plan to retire aboard a cruise ship. Embracing life as a long-term cruiser does offer some benefits including the ability to sail around the world and receive discounts through loyalty programs offered through cruise lines.

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Who goes on a cruise?
  • People who want to see the world. Cruisers don't just wear floral shirts! ...
  • People who want to explore. ...
  • People who like to sample new things. ...
  • People who are open-minded. ...
  • People who are social. ...
  • People who are generous. ...
  • People who like to have fun. ...
  • People who travel often.


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Those who have an inside cabin will be paying about $2,400 a month per person, said Valerie Linderoth, a Victoria Cruises Brand Ambassador. It's actually pretty affordable. While the price of $2,400 a month may not sound affordable at first, there are other factors to consider.

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Voter registration cards or Social Security are not considered proof of citizenship. If the child is a newborn and the actual birth certificate has not arrived from the Vital Records Department, we will accept a hospital issued birth certificate.

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The truth is, yes, you can totally live on a cruise ship. The idea of living on a cruise ship for a year or two is very appealing to some, especially remote workers or people in retirement. You don't have to take care of your own dwelling, there are plenty of things to do on board, and you get to travel the world.

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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Passengers of diverse age groups are welcome on cruise ships. There are also endless activities for people of all age groups to make their vacations memorable. Nevertheless, the average age of cruise ship passengers is generally 47 years.

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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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Storylines, for example, is a newer cruise line offering retirees and other travelers the opportunity to purchase onboard condominiums starting at around $352,000 for 172 square feet. At the high end, Storylines offers permanent residences starting at $3.2 million for up to 1,690 square feet.

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov. 1. Gemini had room for up to 1,074 passengers.

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On average, the annual household income earned by cruisers was $114,000. The vast majority of cruise travelers were employed (72 percent) and 21 percent enjoyed their cruise vacation during retirement.

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You want to be as close to the pivot point as possible to feel the least movement. Avoid cabins near the front (bow) or back (stern) and on decks higher than the middle deck of the ship. So, on a ship with fourteen passenger decks, your best options are below deck seven.

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In very general terms, cruising attracts adults ranging in age from their 30s through to their 80s, and you will not find a ship full, exclusively, of 20 year olds.

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