Why would anyone buy DVC?

Most of your vacations are to Disneyland or Disney World There are so many DVC resorts at Walt Disney World that you could visit every year for more than a decade and stay at a different resort each time. For those who truly visit Walt Disney World every year, DVC is an entirely reasonable proposition.



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So about every seven years, Disney Vacation Club Resorts get some kind of refurbishment whether it's a small one or more major. Under each resort below, the opening year is present so you can get an idea of where it may be in its update life cycle.

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Disney Vacation Club resorts are not immune to inflation as member dues rise 4-8% for most destinations. Disney Vacation Club dues cover the operating costs of the resort (employees, park transportation, housekeeping, utilities, etc.)

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It's a legitimate real estate interest, a property that you own. Like any other property, you can exchange your interest for cash should the need arise. Similarly, you can gift or will your DVC membership to others.

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Complete details of the DVC Resort Budgets can be found HERE. Given the inflationary nature of the economy, dues should be expected to rise at a rate of 3-5% per year. Cast Member salaries and benefits represent approximately 75% of the operational costs built into the dues, and they are constantly on the rise.

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Understanding Membership Dues Once you've paid off your initial DVC purchase, your future vacations are mostly free. The essential word there is “mostly.” You must still pay Annual Dues in January of each year.

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There are a few categories of folks who may enjoy the benefits of DVC: Families that plan to visit a Disney property at least once every other year. With Disney's “bank” and “borrow” point system, members need to use their points at least every other year to get the maximum value out of them.

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DVC Contract Expiration Dates Expiration or end dates of the contract vary depending on your chosen home DVC resort. While most DVC resorts were given an expiration date of 50 years from the property construction date, not all resorts follow this rule.

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How much does the Disney Vacation Club cost? DVC costs at least $33,000 to join in your first year (though financing options are available). Then there are annual dues of at least $1,000 until your contract is up, which is typically decades from now. Plus, expect annual dues to increase each year.

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