Will my debit card work in London?

Debit cards from any major US bank will work in any standard European bank's ATM (ideally, use a debit card with a Visa or MasterCard logo). As for credit cards, Visa and MasterCard are universal, American Express is less common, and Discover is unknown in Europe. Check your cards' expiration dates.



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  • The airport.


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Anyone with a contactless debit or credit card can use it to pay for travel in London. It's ideal if you don't have or want an Oyster card. Or if you run out of pay as you go credit on your Oyster card.

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PayPal, cash, gift cards and debit cards all make it possible to pay for travel without a credit card. If a debit card is your preferred payment method, make sure you have a bank account that waives ATM fees so that you can avoid paying extra fees.

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What Should I Tell My Bank Before Traveling? Generally, you should tell your bank the locations you are traveling to and the dates/duration of your travels.

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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable.

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