Can families live on cruise ships?

The truth is, yes, you can totally live on a cruise ship. The idea of living on a cruise ship for a year or two is very appealing to some, especially remote workers or people in retirement. You don't have to take care of your own dwelling, there are plenty of things to do on board, and you get to travel the world.



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The cost of living onboard a cruise ship varies depending on the type of cabin you choose and the amenities you desire. Generally, retirees can expect to pay anywhere from $1,500 - $3,000 per month for accommodation, meals, entertainment, and other activities.

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Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.

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"Those who have an inside cabin, will be paying about $2,400 a month per person," said Valerie Linderoth, a Victoria Cruises Brand Ambassador.

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Wells purchased an apartment on the MV Narrative, which is currently being built in Croatia and sets sail in 2025. The rough math for Wells' dream makes perfect sense. He purchased a 12-year lease on the ship for $300,000. That comes to about $2,100 a month if he didn't have to take out a loan.

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Buying a Permanent Cabin for Retirement There are several cruise lines that allow travelers to purchase an apartment or condo onboard, with food and other amenities included. However, this could also be a much more expensive option depending on what type of cabin you're purchasing.

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Managing Your Taxes When Living on a Cruise Ship “As a U.S. citizen, your income is still taxable, even if you're at sea the majority of the time,” Tetreault says. That includes both federal income tax and state income tax if that applies to the state of your primary residence.

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Some retirees plan to retire aboard a cruise ship. Embracing life as a long-term cruiser does offer some benefits including the ability to sail around the world and receive discounts through loyalty programs offered through cruise lines.

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A MAN who spends 300 days of the year living on a posh cruise ship has revealed that the overall costs aren't as high as you might expect - in fact, he believes it works out cheaper than renting with bills to cover.

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You can live on this cruise ship for $30,000/year—less than the average cost of rent in NYC. The MV Gemini boasts 400 cabins and room for up to 1,074 passengers. If you're thinking about moving into a new home or just looking for a change of scenery, you might want to consider this cruise around the world.

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The bottom line is that in some cases, spending an extended amount of time on a cruise ship can be more cost effective -- as well as more enjoyable -- than a nursing home or retirement community. But it isn't for everyone.

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Christine Kesteloo has become popular on TikTok with over 680,000 followers because she shares what living on a cruise ship is really like. Kesteloo is the wife of the ship's Staff Chief Engineer, so she gets to live on the boat for free. She only has to pay for alcohol and soda, which she gets for half off.

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Storylines, for example, is a newer cruise line offering retirees and other travelers the opportunity to purchase onboard condominiums starting at around $352,000 for 172 square feet. At the high end, Storylines offers permanent residences starting at $3.2 million for up to 1,690 square feet.

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Voter registration cards or Social Security are not considered proof of citizenship. If the child is a newborn and the actual birth certificate has not arrived from the Vital Records Department, we will accept a hospital issued birth certificate.

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The amount of experience, the level of education, the grades they received, location, and company all can determine the year's salary. In general, a cruise ship captain salary ranges between $54,000 and more than $100,000. This may seem like a low pay scale considering the responsibilities that come with the job.

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Most cruise lines charge between $400 and $4,000 for a 7-night Caribbean trip in a balcony stateroom. Remember that these cruise costs are only estimates, and that prices can vary greatly based on the cabin style, time of year, number of individuals in the room, as well as cabin placement.

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In fact, a cruise is the perfect family vacation for seniors to partake in, because not only is the transportation part of the adventure, but there are plenty of activities for seniors to enjoy with the family as a group, or on their own should some family members choose to partake in other activities.

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How long can you be on a cruise? Why some passengers opt to sail for 6 months or longer. Some cruise passengers prefer long sailings, from a couple weeks to many months. Passengers say there's a greater opportunity for camaraderie on longer sailings.

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