Can I rent a car for someone else using my credit card budget?

Can I use another person's credit card with their permission? No. At the time of rental, the renter is required to present a valid driver's license and credit card with his/her name imprinted on it. The name/address on the credit/debit card MUST match the name/address on the driver's license.



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Prepaid charge/debit or gift cards are not an acceptable form of identification at rental pick up but may be used for payment at car return. NOTE: All forms of required identification MUST include a name and address and MUST match the name and address on the renter's driver's license.

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A major credit card and a valid driver's license in the name of the renter will be required at the time of rental. The credit card presented must be the same credit card used to pre-pay for the reservation.

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Even if you have adequate insurance, it's standard procedure to put a hold on your credit card. And the amount varies between all the rental car places. It's usually anywhere from $200.00 - $350.00.

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Credit cards vs debit cards Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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Major rental car companies—including Avis, Budget, Enterprise and Hertz—all permit rentals on a debit card. But it's important to read the fine print. While most companies accept debit cards, they look for specific types of cards and require you to take additional steps that can make the process more time-consuming.

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NerdWallet's Best Credit Cards for Rental Cars of November 2023
  • Chase Sapphire Preferred® Card: Best for General-purpose travel card.
  • Chase Sapphire Reserve®: Best for Premium travel card — perks.
  • Capital One Venture X Rewards Credit Card: Best for Premium travel card — value.


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How Much Does Hertz Hold as a Security Deposit? When you book with Hertz, your card will be charged a hold of up to $200 plus estimated rental charges. That sum is frozen until your credit card company returns it. Be sure to cushion your available balance and budget wisely for your trip expenses.

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At the time of rental, an authorization hold will be secured on the credit/debit card provided, to cover the estimated rental charges and any additional charges that may be incurred. These funds will not be available for your use.

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Why Rental Car Companies Avoid Debit Cards. Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you. Unlike a credit card, a debit card only has as much money on it as you put in your bank account.

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No credit check: Car rental companies take on a certain amount of risk by renting vehicles, and a credit card gives them peace of mind. Your credit card may provide rental benefits: Credit card rental discounts and additional insurance protection are common perks of renting a vehicle using some major credit cards.

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Even if you have adequate insurance, it's standard procedure to put a hold on your credit card. And the amount varies between all the rental car places. It's usually anywhere from $200.00 - $350.00.

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Your card will be charged the amount of the rental plus a $250 minimum hold for credit and debit cards at the time of rental. When you return your vehicle Avis will release the unused portion of the hold. The funds may take up to two weeks to be released by your bank.

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Contact your credit card company to dispute the charge. You can also start the process through your online account. If you initiate a chargeback over the phone, send a written letter as well, so you have the details in writing in case you need proof later.

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Hertz places a hold on your account for the total rental amount plus the security deposit if you pay with a credit card. Hertz will charge the entire amount of the rental when you return the car. Within 24 hours, the deposit's hold will be lifted.

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Sure, you can rent a car with your First Premier credit card, as it is a Mastercard. So, you can be sure it'll be accepted anywhere a Mastercard is accepted, i.e. in more than 11 million locations in the US and in more than 210 countries, globally.

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