Can I use a debit card for Ace car rental?

All credit/debit cards that are EMV (chip) enabled are accepted. Visa, Mastercard, Discover/Diners Club, Amex, and bank issued debit cards are accepted as form of payment. Cash and Prepaid cards may be used as a form of payment at the end of the rental.



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Provide a bank-issued debit card with a Visa, Mastercard or Discover logo. Rental car companies are unlikely to accept prepaid cards. Pony up a deposit. If you pay with a debit card, you'll be charged an additional deposit on top of the rental fee when you pick up your car.

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In the United States and Canada, debit or check cards can be used at the end of the rental for payment of rental charges. Prepaid debit/gift cards are also accepted as a form of payment at time of car return.

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Car hire without a credit card Here at SIXT we also accept American Express, Visa, Mastercard, Diners Club, JCB and Discover Debit Cards for your UK rental and deposit, as long as: your card is valid at the time of pick-up and issued in the name of the main driver.

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Credit cards vs debit cards Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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Rental car companies consider debit cards to be riskier, and often unfairly view them as a warning sign of bad credit. Companies also worry that a debit card may be linked to a bank account without enough funds to satisfy unexpected charge if the car is damaged or returned late.

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Using Debit Cards as Payment for Your Rental Debit cards and prepaid or store value cards are accepted for payment at the end of your rental. In most cases, the location will perform a credit check for debit card customers to determine credit worthiness at the time of rental.

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Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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Rental companies that let you rent a car without a credit card
  • Alamo. In addition to the usual credit cards, Alamo also accepts debit cards and good old fashioned cash to rent a car (prepaid cards are not accepted). ...
  • Avis. ...
  • Budget. ...
  • Dollar. ...
  • Enterprise. ...
  • Hertz. ...
  • National. ...
  • Payless.


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If you are hiring a premium vehicle in the UK, you might need to show both a debit card and a credit card at the counter when picking up the car. Prepaid cards can be used when booking online or to pay at the end of the hire period, but they always need to be presented with a non-prepaid card at the counter.

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NerdWallet's Best Credit Cards for Rental Cars of November 2023
  • Chase Sapphire Preferred® Card: Best for General-purpose travel card.
  • Chase Sapphire Reserve®: Best for Premium travel card — perks.
  • Capital One Venture X Rewards Credit Card: Best for Premium travel card — value.


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These funds will not be available for your use. We may place an authorization amount of up to US$ 200.00 for credit card and US$ 500.00 for debit card, plus the estimated charges on a customer's card, given certain conditions that will be outlined at time of rental.

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The renter of the vehicle must be present to sign the rental agreement and provide their credit card at the time of pick up. The renter cannot provide a credit or debit card belonging to someone else for their use.

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Credit Qualifications/Requirements: To qualify to rent the Hertz vehicle, the renter must present at the time of rental a current driver's license and valid major credit card in the renter's own name with available credit.

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No credit check: Car rental companies take on a certain amount of risk by renting vehicles, and a credit card gives them peace of mind. Your credit card may provide rental benefits: Credit card rental discounts and additional insurance protection are common perks of renting a vehicle using some major credit cards.

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Generally, at the time of rental, we'll require a credit card hold of total estimated charges. However, many rentals may require an authorization hold of the estimated rental charges plus $200 USD. If you have prepaid with a debit card, the hold will be $250 USD.

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How much is the security deposit for a Hertz rental? A $200 refundable security deposit is collected and held by Hertz on your credit card or debit card when you pick up the car. The deposit is returned when you stop renting the vehicle and return the car.

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