You can use your bank account with Uber, but the method depends on whether you want to pay for rides or get paid as a driver. For riders, you cannot typically link a "raw" checking account number directly for payment. Instead, you can link a debit card associated with your bank account, which is the most common method. Alternatively, you can link your bank account via PayPal or Venmo and set that as your Uber payment method. In some regions, Uber also supports Apple Pay or Google Pay, which can be linked directly to your bank. For drivers, you absolutely must use your bank account to receive earnings. Uber uses a system called "Instant Pay" or weekly direct deposits, which requires you to provide your account and routing numbers. As of 2026, Uber has also expanded "Uber Cash" features, allowing you to "top up" your account balance using various bank-linked methods. This ensures that even if you don't have a traditional credit card, you can still access Uber's services as long as you have a funded bank account and a compatible digital interface.