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Can I use my debit card on OMNY?

With OMNY, you can use your own contactless credit, debit card, or reloadable prepaid or pre-tax benefit card, smart device, wearable or an OMNY card to pay the fare. Just choose your preferred payment method, tap at an OMNY reader, and go!



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Just like you swipe or dip your MetroCard at MetroCard readers, you can tap your contactless card, your smart device, or an OMNY card at OMNY readers. As soon as you tap, the OMNY reader will show a message on the screen to confirm if the tap was successful.

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With OMNY, you can use your own contactless card, your own smart device, or an OMNY card to pay the fare. Just choose your preferred payment method, tap at an OMNY reader, and go!

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A red screen that reads Payment Method Expired indicates that the card being used to pay the fare has expired. Riders are encouraged to select another payment option. A red screen that reads Payment Not Accepted means you may have tapped a cancelled card or your payment method may be blocked by the OMNY system.

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To pay your fare at subway turnstiles, AutoGates, and onboard buses (including Select Bus Service buses), simply tap your own contactless credit or debit card, smart device, or OMNY card on the OMNY reader.

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In fact, 88% of the time, OMNY is cheaper than a 30-day MetroCard if I average 10 rides a week. Let's see if we can generalize this to other weekly averages: As you can see, up until I average 11 rides a week, OMNY is usually better. More often than not, I'll save money if I stick with it and skip the Unlimited card.

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Before you can make fare payments with your smart device at OMNY readers, you will need to add your bank card to your digital wallet. If you have more than one card linked to your digital wallet, make sure to choose which card you want to use before you tap it at an OMNY reader.

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Can I still pay for multiple riders with OMNY? Yes. The same pass-back rules that apply to MetroCard also apply to OMNY. You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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Fare capping FAQ Simply tap and go with the same contactless credit or debit card, smart device, or OMNY card. Once you've hit 12 paid trips in a seven-day period, the rest of your rides for that week will automatically be free.

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Benefits of OMNY include: Free transfers – Use the same card or device for both legs of your trip to get a free transfer. Free trips – Pay for 12 rides using the same card or device in a 7-day period, and all additional rides within the week are free. Learn more here.

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An OMNY card works the same as a contactless credit or debit card — all you have to do is tap and go. You can also use an OMNY card to take advantage of our fare capping program. Pay for 12 rides using the same card in a seven-day period and additional rides within the week are free.

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OMNY caps your weekly fares at $34 when you tap the same card or device for every ride. Your first tap starts a new seven-day cap. If you spend $34 within seven days, you ride free for the rest of the cap period. If you spend less, you only pay for the rides you take.

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Purchase and use of this OMNY card constitutes your acceptance of the OMNY Terms of Service and the OMNY Privacy Policy at omny.info/terms-of-service and omny.info/privacy-policy. This OMNY card costs $5 to purchase and must be loaded with a minimum of $1 or a fare product at the time of purchase.

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Tap your contactless credit or debit card, smartphone, or wearable device at the OMNY reader as you enter. On local, limited, and express buses, you must enter and use the reader at the front door. On SBS buses, enter at any door and use the reader there.

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