Can I use my visa debit card in Honduras?

Most branches of BAC Honduras and Banco Atlántida have ATMs that work with Visa (Plus-affiliated) or MasterCard (Cirrus-affiliated) cards. A few machines—very few—will also give cash using an American Express or Diner's Club card. ATMs are fewer and farther between once you get out-country.



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Can I use my credit or debit card in Honduras? Credit and debit cards are widely accepted in larger establishments, such as hotels, restaurants, and shopping malls. It's always a good idea to inform your bank about your travel plans beforehand to avoid any issues with card usage.

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Below is a list of countries where your ASB Visa credit card or ASB Visa Debit card will not be accepted:
  • Belarus.
  • Ukraine disputed/occupied regions (Crimea, Sevastopol, Donetsk, Luhansk, Kherson and Zaporizhzhia)
  • Cuba.
  • Iran.
  • North Korea.
  • Russia.
  • Syria.


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Using a debit card that reimburses ATM-operator fees and doesn't charge ATM fees or foreign-exchange fees can save you money when traveling abroad. Being able to withdraw small amounts of foreign currency without having to worry about fees can be convenient, especially if you're hopping from one country to another.

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Visa and MasterCard levy a 1 percent fee on international transactions, and some banks that issue those cards also tack on a currency conversion fee (additional 1–3 percent). These are similar to the fees associated with using your debit card for ATM withdrawals.

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Bills come in denominations of 1, 2, 5, 10, 20, 50, 100, 200, and 500. There are no lempira coins. American dollars are commonly accepted in the Bay Islands and in major tourist destinations, particularly at hotels -- as a result, some hotel reviews in the Bay Islands also list rates using U.S. dollars.

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ATMs are widely used in Honduras. Nevertheless, travelers should carry cash and some travelers' checks as back-up plan should they encounter system difficulties.

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International debit cards allow you to pay for transactions abroad. You can activate international usage on your local debit card. You have to pay a nominal currency conversion fee for using local debit cards abroad. You may opt for global debit cards like forex cards, but they may prove expensive.

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