Can you pay for a Disney cruise with credit card points?

There's no good way to book a Disney cruise directly with points. But if you want to use points or miles to offset the cost, I suggest the Capital One Venture or the Capital One Venture X. You can use points earned from these cards to “erase” Disney cruise charges.



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While your stateroom, meals, and entertainment are all included, your reservation must be paid in full to book Port Adventures, spa treatments, or adult-exclusive dining.

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Final Thoughts To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time). Both have fees attached but they are actually quite similar on balance.

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Once onboard the ship, you will use your Key to the World card for all purchases; if you link your debit card to your stateroom account during the online check-in, that will be the card that is charged for all onboard purchases, including Port Adventures.

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Book On Board and Save! Save on a future Disney Cruise Line vacation by taking advantage of our special onboard-only booking offer. When you do, you'll enjoy: 10% discount off prevailing rates as quoted on Disneycruise.com. Reduced deposit on 7-night or longer sailings.

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When it comes to water, you have a bunch of options during your Disney Cruise! You can certainly bring your own bottled water onboard. This must be a carry-on item, and bottles must be factory sealed. Just remember, water is heavy and your room might not be ready for a few hours after boarding so plan accordingly!

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You can order more than one dish. You read that right: if you'd like more than one dish, you are more than welcome to order them. No one will shun you; this is part of your cruise fare, and you're the captain of your ship (well, not really, but you know what I mean).

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Disney cruises are more expensive because they offer extra amenities such as Broadway-quality shows, larger staterooms, and exclusive character experiences. Limited availability, high demand, and the fact that they do not make money from casinos also contribute to the higher prices.

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Average Prices Disney World is 23% cheaper than the cruise. 3-night Moderate trip: Disney World costs $2,364, while Disney Cruise Line amounts to $2,578. Disney World is 8% cheaper than the cruise. 3-night Deluxe trip: Disney World costs $4,360, while Disney Cruise Line amounts to $3,936.

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To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time).

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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Never use a debit card on a cruise. In many situations you can use cash for the pre-authorisations, but just remember that you'll need to have enough to cover the full amount of this charge, which, in some cases, can be pretty steep. You'll then get your cash back at the end of your stay or cruise, minus any charges.

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