Can you pay for streetcar with credit card Toronto?

Credit and debit cards are accepted on all buses, streetcars, Wheel-Trans vehicles and at all subway stations.



Yes, in 2026, you can pay for any Toronto streetcar, bus, or subway trip directly using your contactless credit card, debit card, or mobile wallet (Apple Pay/Google Pay). You simply "tap" your card or device on the green PRESTO reader when you board the streetcar or enter the subway station. The system will charge you the standard adult fare of $3.30, which is the same as the PRESTO card rate. One of the biggest advantages of this "open loop" payment system is that it automatically applies the two-hour free transfer, as long as you use the same card for every tap within that window. You must also keep the card you used as "Proof of Payment" in case a fare inspector checks your device; they will tap your card on their mobile reader to verify you paid. This has made Toronto's transit system significantly more accessible for tourists and occasional riders who don't want to deal with the hassle of buying a physical PRESTO card or loading funds at a kiosk.

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You need a PRESTO Card, one-ride, two-ride or day pass PRESTO Ticket, TTC ticket, token, day pass, transfer, debit or credit card, or exact cash to pay your fare on the TTC. Operators on buses and streetcars do not sell fares or carry change, so you must have a form of payment ready before you board a vehicle.

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Paying your fare on the TTC is now easier than ever! Simply tap your debit or credit card, or use the card loaded in your mobile wallet on your phone or smartwatch, every time you board a vehicle on the street or enter a subway station.

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New debit & credit card payment on TTC gives customers more choice when taking public transit. Transit riders now have the option to tap an Interac® Debit or credit card – including those cards on a smartphone or smartwatch – on PRESTO devices when taking any TTC vehicle.

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Q: Do I need to tap off when I exit the subway or a TTC or YRT bus? A: No. However, if you are transferring from the subway to a TTC, YRT or GO bus/train, you will need to tap on when you board the bus or train. You only need to tap off when you are riding a GO train or GO bus as their fares are determined by distance.

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You need a PRESTO Card, one-ride, two-ride or day pass PRESTO Ticket, TTC ticket, token, day pass, transfer, debit or credit card, or exact cash to pay your fare on the TTC. Operators on buses and streetcars do not sell fares or carry change, so you must have a form of payment ready before you board a vehicle.

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“A payment card will only be charged once in a two-hour window. Should a customer accidentally tap the payment card they used to board a TTC subway, streetcar or bus, the PRESTO device would read it as a transfer, and there would be no additional charge to the customer.”

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If you don't tap off, your card will be charged the maximum fare.

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You can use Apple Pay to pay as you go across all Transport for London services, including the Underground, buses and trams. Paying for journeys is easy using Apple Pay and works the same as using a contactless card.

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