As the official currency of Croatia, Euro (€) is the best currency to use whilst in the country.
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Paying with cash in CroatiaEven though euros are widely accepted, using euros rather than kuna will almost certainly leave you short-changed. Use kuna either by exchanging foreign currency, withdrawing from an ATM or using credit or debit cards to make purchases.
Croatia joined the euro area on 1 January 2023Prices for goods and services will be indicated in both euro and kuna until 31 December 2023. The exchange rate must be shown in a clear and visible way when displaying prices. This is a key measure for consumer protection.
Croatia joined the euro area on 1 January 2023, introducing the euro as its official currency. Thereby the Croatian currency was withdrawn from circulation.
Currency: KunaThe kuna is still the country's currency, even though Croatia became a member of the European Union on 1 July 2013. However, the euro is increasingly accepted particularly for large amounts. If you travel to Croatia by car, you'll find that you can also pay toll charges in euros.
Tipping etiquette in Croatian restaurants follows a fairly standard guideline. Showing appreciation through a tip is always welcomed. When dining at a pizzeria or konoba, a tip of 5% or more is appropriate. For a nice restaurant dinner, we recommend leaving a tip of 10% or more.
Croatia's unit of currency is Euro (code EUR). Coins come in denominations of 1, 2, 5, 10, 20 and 50 cents, and 1, 2 Euro. There are notes of 5, 10, 20, 50, 100, 500 Euro. You can pay in Euro at any place or for any service or product you use.
The key payment instruments in the Croatia cards and payments market are cash, cards, credit transfers, and direct debits. In 2022, cash was the major payment instrument followed by cards and credit transfers. Croatia is a cash-based economy, with cash typically used for day-to-day, low-value transactions.
Are Euros accepted in Croatia? You will find that you can pay in some places – private accommodation, taxis – in Euros. Do note that this is entirely on an unofficial basis; the Euro is NOT yet the official currency and NO business/individual is required to accept them as payment.
With your salary, you'll probably spend €300-€400 on food. Count €150 Eur/month on other necessary stuff. The cost of living in Croatia, for a single person, will be between €1,000 - €1,500 per month. For a couple, the amount would be lower, at around €1,800 per month.
Average prices for restaurant and bar drinks are equally competitive. A 500ml glass of draught beer will be around US$5. A 330ml bottle of imported beer is similar. A bottle of mid-priced wine will be around USD / EUR €30 – 35.
Like most destinations within the EU, most businesses accept card payments without any problem. But carrying an adequate amount of cash with you will ensure that you are covered for your expenses and can help with your budgeting. Check your bank's fees for international transactions before traveling, as this can vary.
Credit cards such as Visa and MasterCard are widely recognised and are accepted in most tourist areas; however, it's always a good idea to have a small amount of cash if you're travelling off the beaten track.