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Can you rent an Airbnb without a credit card?

Many vacation rentals won't require credit cards — for payment or for deposit. In addition to credit and debit cards, Airbnb accepts Apple Pay, Google Pay and PayPal in most countries. Airbnb explicitly prohibits hosts from charging security deposits.



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Accepted Airbnb Payment Methods
  • Credit cards including Visa, MasterCard, Amex, JCB.
  • Debit cards that can be processed as credit cards.
  • Google Pay.
  • Apple Pay.
  • PayPal.
  • Airbnb gift cards.


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No. To make sure guest payments are protected and to ensure that hosts are properly compensated for reservation damages, we ask that all security deposits be handled through the Airbnb website. Payments outside of the Airbnb website, including security deposits, are a violation of our Terms of Service.

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The Payment Plan Feature allows Guests to pay a portion of a booking's Total Fees at the time of booking and pay the remainder of the Total Fees at a later time prior to check-in. The Payment Plan Feature is available to Guests for eligible bookings when they pay with certain Payment Methods.

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Payment options available in most countries
  1. Visa, MasterCard, Amex, JCB, and debit cards that can be processed as credit cards.
  2. Apple Pay.
  3. Google Pay.
  4. PayPal.


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Asking for a substantial amount as a security deposit and setting a strict cancellation policy is a surefire way to make travelers feel truly unwelcome. Generally, an Airbnb security deposit doesn't exceed 20% of the total cost of the booking. Hosts often set an amount within the range of $100 to $500.

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Does Airbnb Accept Cash? Unfortunately, Airbnb does not accept cash. In fact, hosts accepting offline and cash payments are a violation of Airbnb's terms of service and Airbnb encourages guests to report this if hosts request offline or cash payments.

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Airbnb uses the 3DS framework to contact your card-issuing bank in order to check if they would like to authenticate the payment. If the bank requires authentication, they will send over an authentication request that Airbnb will display for you to complete.

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When renting a room through Airbnb, you should never be asked to send or transfer money directly to a host, or provide credit card or bank details. Payment should be made through Airbnb's online system, which handles the payment safely and ensures that your bank details remain secure.

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Airbnb does not always require security deposits for reservations. Instead, they assign deposits on a case-by-case basis depending on factors like the timing of the stay and the features of the property. Guests should ensure that they have sufficient funds in their bank account to cover the Airbnb security deposit.

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Do You Have To Pay Upfront For Airbnb. You don't have to pay the full Airbnb payment upfront. If you book your Airbnb 14 days or more in advance, you can choose to pay 50% upfront at the time of booking and the other 50% closer to your check-in date.

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So, what happens next? Your payment method will be charged as soon as your reservation is confirmed (excluding security deposits). This applies for Instant Book, too. No matter how far in advance you book, the Host doesn't receive payment until 24 hours after your scheduled check-in.

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When Do Guests Pay On Airbnb? For short-term stays (27 days or fewer), guests pay the full booking total when making their reservation. For long-term stays (28 days or longer), guests pay a significant portion of their booking total up-front (when reserving), with the remainder charged a few weeks into their stay.

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Which Amenities Are Included In My Airbnb Booking? Airbnb hosts provide 5 essential amenities to guests: toilet paper, soap, linens, a towel (per guest) and a pillow (per guest). Expect these amenities no matter what “type” of place you book (private, shared, short-term, long-term).

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