Can you switch from Delta Reserve to Amex Platinum?

If you switch from the Delta Reserve to the Amex Platinum, you'll largely lose out on many of the Delta-specific benefits, such as a free checked bag and the 20% discount on inflight purchases. But it's likely that you're already a Delta Medallion member.



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Usually, to change credit cards, you need to cancel your old card and apply for a new one. Both of those actions can impact your credit score. When you downgrade a credit card, however, your credit is not affected. Card issuers only let you downgrade to credit cards in the same product line.

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Customers with select Platinum Cards and Centurion Cards from American Express may access Delta Sky Club locations when traveling on a same-day ticket on a Delta-operated (Delta or Delta Connection) or Delta-marketed flight operated by WestJet (006 ticket number).

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The Delta SkyMiles® Platinum American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

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Opening the Delta Gold Amex is a great way to boost your SkyMiles account without any upfront investment since the annual fee is $0 for the first year, then $99 (see rates and fees). If you can take advantage of the additional perks and benefits extended by the Delta Platinum Amex, however, you should go with it.

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With the Reserve, you'll receive unlimited access for yourself when traveling on Delta, and you'll also get two one-time guest passes each year. With the Platinum, you'll only get discounted Sky Club access, paying $50 per person per visit for you and up to two guests when traveling on a Delta flight.

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