Most cruise ship casino games operate under the same rules and payout percentages you would find in a land-based casino; therefore, the answer is yes, you can win money in a cruise ship casino.
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While the Casino is open in US Territorial or International waters, all US Citizens or Residents will be issued a W2G form and required information will be reported to the US Internal Revenue Service for the following events: Individual slot machine jackpot of $1,199.99 or more.
Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)
You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.
Generally, the highest-paying jobs on cruise ships are held by officers, department heads, and those working on commission. However, many other variables affect earning potential, such as cruise line, ship size, clientele, tips awarded, and prior job experience. Contracts are another factor.
While ZipRecruiter is seeing annual salaries as high as $102,500 and as low as $14,500, the majority of Cruise Ship Worker salaries currently range between $30,000 (25th percentile) to $58,000 (75th percentile) with top earners (90th percentile) making $90,000 annually across the United States.
Try to keep your excitement under control — at least for the time being — because you're gonna need a steady hand and a little luck to win at our casino prize games. There are cash prizes and awesome electronics at stake, so when you win, you win big.
We recommend bringing around $100-200 in cash with you on a port day. This should provide enough money for transportation, food, and small souvenirs in port.
There is a $6.50 fee per transaction for this service. Fee Notification: The operator of the ATM will charge a fee for a cash withdrawal. This charge is in addition to any fees that may be assessed by the guest's financial institution.
There is no need for cash. The same goes for most gratuities. Cruise lines now offer prepaid options for gratuities to your room steward and dining room waiters. So you can pay them before you even get on the ship.