Do hotels still accept cash?

While fewer hotels accept cash payments today, you can still find many that do, especially independent and budget hotels. With some advance planning and flexible payment alternatives, cash-preferring travelers can still book comfortable hotel stays.



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Using a credit card to book your hotel stay may be the easiest payment method because hotels get the assurance they're looking for: cancellation protection and accountability for damage or theft.

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Generally, a hotel will require a deposit at check-in to cover any potential damages or incidental expenses that may occur during the stay. The amount of the deposit can vary widely, but it is typically between $50 and $200 per night.

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Final Note. Hotel policies vary depending on the location, so it's best to call ahead to determine if you can pay cash. In most cases, you'll need a credit or debit card to reserve a room. Local, independently owned hotels or bed & breakfast locations may be more likely to accept cash as payment on check-in.

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Paying for a hotel room with cash can be beneficial in some cases. For example, if you are traveling on a budget and need to save money, paying with cash may help you get the best deal. Additionally, it can provide more privacy since your credit card information is not shared with the hotel or other third parties.

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Each hotel will have its own specific hold amount, generally $50-$200, on top of your room rate (including taxes and fees). While the hotel won't officially charge you until after you check out, the issuer will put aside the hold amount in the interim to ensure you are able to cover a potential charge.

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Hotel policies vary depending on the location, so it's best to call ahead to determine if you can pay cash. In most cases, you'll need a credit or debit card to reserve a room. Local, independently owned hotels or bed & breakfast locations may be more likely to accept cash as payment on check-in.

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Generally, a hotel will require a deposit at check-in to cover any potential damages or incidental expenses that may occur during the stay. The amount of the deposit can vary widely, but it is typically between $50 and $200 per night.

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Typical Hotel Policy Regarding Non-Payment
Typically, hotels have a policy that requires guests to pay for all charges at the time of check-out. If a guest fails to pay, the hotel may charge the credit card on file or pursue legal action.

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When booking a hotel room, pay at hotel means that you will pay for the room when you arrive at the hotel, while pay now means that you will pay for the room when you book it. The latter option is usually more expensive than the former, because it requires you to pay for the room in advance.

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Many hotels allow payments with checking account. At check-in, you must submit your account number and routing number, then the hotel will charge your account for the duration of your stay.

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How to check in to a hotel without a credit card
  1. Pay the security deposit upfront in cash.
  2. Place a debit card hold.
  3. Look at nonchain hotels.
  4. Consider vacation rentals.
  5. Call and ask.
  6. How to maximize your rewards.


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