Do I have to use my own credit card to rent a car?

Do I need a credit card to rent a car? The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments. A credit card is usually encouraged because it tends to be the easiest way to pay.



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Credit Qualifications/Requirements: To qualify to rent the Hertz vehicle, the renter must present at the time of rental a current driver's license and valid major credit card in the renter's own name with available credit.

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The short answer is yes, you can rent a car with a debit card. Major rental car companies—including Avis, Budget, Enterprise and Hertz—all permit rentals on a debit card.

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Rental companies that let you rent a car without a credit card
  • Alamo. In addition to the usual credit cards, Alamo also accepts debit cards and good old fashioned cash to rent a car (prepaid cards are not accepted). ...
  • Avis. ...
  • Budget. ...
  • Dollar. ...
  • Enterprise. ...
  • Hertz. ...
  • National. ...
  • Payless.


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Generally, at the time of rental, we'll require a credit card hold of total estimated charges. However, many rentals may require an authorization hold of the estimated rental charges plus $200 USD. If you have prepaid with a debit card, the hold will be $250 USD.

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You can rent a car with a $300 credit limit, but it depends on the amount of time you plan on renting the vehicle and the type of vehicle you're renting.

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How much is the deposit? In general, a minimum of $200 plus the amount due for the rental will be charged to the payment method for security purposes. The deposit for high-value vehicles may be higher. These funds will not be available to you during the rental.

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You can only rent a car with a Cash App card if the rental company accepts Visa debit cards. If they do, you will also need to provide three forms of identification, plus two forms that will verify your address such as bills or bank statements.

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How much is the security deposit for a Hertz rental? A $200 refundable security deposit is collected and held by Hertz on your credit card or debit card when you pick up the car. The deposit is returned when you stop renting the vehicle and return the car.

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The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments.

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Why Rental Car Companies Avoid Debit Cards. Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you. Unlike a credit card, a debit card only has as much money on it as you put in your bank account.

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