The most commonly accepted payment options are cash, credit cards and debit cards. Credit cards and debit cards are accepted almost everywhere. The most common are Visa, Mastercard, American Express and Maestro.
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Cash is king: Banknotes and coins are the most popular payment method in Switzerland. The moneyland.ch Swiss payments survey shows that 67 percent of residents consider cash to be completely indispensable, while 96 percent use cash for payments.
Public restrooms can be found at parks, bus stations, railway terminals, and cable-car platforms. If these aren't handy, use the toilets in cafes and shops. Most public toilets are not free, costing around 1CHF to 2CHF.
In Switzerland, the guest is not obliged to tip. In many restaurants, however, it is customary to pay a tip. This amounts to approximately 10 percent or it is rounded up to a round amount.
Visa and Mastercard are widely accepted in most European cities. American Express is too, but perhaps less widely. Paying by card can be easier and more convenient. You don't need to worry about changing money at a foreign exchange counter, or worry about security when carrying cash around with you.