Do I use euros in Croatia?

Starting January 1, 2023, Croatia stopped using Croatian Kuna and adopted the use of the euro. Prices in Croatia are displayed in euros and Kuna, which started in the summer of 2022, but you must pay for things in only euros from Jan 14.



Yes, as of 2026, the Euro (€) is the sole official currency of Croatia. Croatia officially joined the Eurozone on January 1, 2023, replacing the former national currency, the Kuna (HRK). By 2026, the transition is entirely complete, and you will no longer find prices listed in Kuna, nor will any businesses accept the old notes. Credit cards and contactless payments (Apple Pay/Google Pay) are widely accepted in major cities like Zagreb, Split, and Dubrovnik, but it is still essential to carry some Euro cash for smaller islands, local markets, and family-run "Sobe" (guesthouses). Travelers coming from other Eurozone countries will find the process seamless, as there are no currency exchange fees. For those traveling from outside the EU, ATMs are plentiful, but be wary of "Dynamic Currency Conversion" (DCC) at ATMs, which can offer poor exchange rates; always choose to be charged in the local currency (Euros) to ensure you get the best market rate provided by your home bank.

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Currency: Kuna The kuna is still the country's currency, even though Croatia became a member of the European Union on 1 July 2013. However, the euro is increasingly accepted particularly for large amounts. If you travel to Croatia by car, you'll find that you can also pay toll charges in euros.

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As the official currency of Croatia, Euro (€) is the best currency to use whilst in the country.

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Starting January 1, 2023, Croatia stopped using Croatian Kuna and adopted the use of the euro. Prices in Croatia are displayed in euros and Kuna, which started in the summer of 2022, but you must pay for things in only euros from Jan 14.

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Tipping etiquette in Croatian restaurants follows a fairly standard guideline. Showing appreciation through a tip is always welcomed. When dining at a pizzeria or konoba, a tip of 5% or more is appropriate. For a nice restaurant dinner, we recommend leaving a tip of 10% or more.

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Are Euros accepted in Croatia? You will find that you can pay in some places – private accommodation, taxis – in Euros. Do note that this is entirely on an unofficial basis; the Euro is NOT yet the official currency and NO business/individual is required to accept them as payment.

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If you don't obtain Euros in advance, taking your 'home' currency (e.g. UK Pounds or U.S. Dollars) to Croatia and changing it there will not result in any problems. They are easy to exchange for Euros in the country, although other currencies can of course be changed too.

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With your salary, you'll probably spend €300-€400 on food. Count €150 Eur/month on other necessary stuff. The cost of living in Croatia, for a single person, will be between €1,000 - €1,500 per month. For a couple, the amount would be lower, at around €1,800 per month.

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Credit cards such as Visa and MasterCard are widely recognised and are accepted in most tourist areas; however, it's always a good idea to have a small amount of cash if you're travelling off the beaten track.

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For Croatia there are two associated plug types, types C and F. Plug type C is the plug which has two round pins and plug type F is the plug which has two round pins with two earth clips on the side. Croatia operates on a 230V supply voltage and 50Hz.

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Like most destinations within the EU, most businesses accept card payments without any problem. But carrying an adequate amount of cash with you will ensure that you are covered for your expenses and can help with your budgeting. Check your bank's fees for international transactions before traveling, as this can vary.

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