Yes, in 2026, it is a legal requirement for all licensed taxis in major UK cities to accept card and contactless payments. In London, Transport for London (TfL) mandates that every "Black Cab" must be equipped with a fixed card payment device in the passenger compartment that accepts all major credit and debit cards, as well as mobile wallets like Apple Pay and Google Pay. In other large cities like Manchester, Birmingham, and Edinburgh, card acceptance is virtually universal. However, if you are traveling in very rural areas or small villages, some independent taxi drivers may still prefer cash or use a mobile payment link. It is always best practice to ask the driver "Do you take card?" before beginning your journey to avoid any awkwardness. For private hire vehicles (PHVs) booked through apps like Uber, Bolt, or Free Now, payment is handled entirely through the app, making the transaction completely cashless and seamless.