The Antillean Guilder or Florin is the official currency in St. Maarten, which is divided into 100 cents. US dollars are accepted at the majority of businesses on the Dutch side of the island.On the French side, the euro is the official currency.
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Banks and ATM Locations
Windward Island Bank - Philipsburg Branch.
Windward Island Bank - Bush Road Branch.
Windward Island Bank - Simpson Bay Branch.
Windward Island Bank - Cole Bay ATM.
Windward Island Bank - Point Blanche ATM.
Windward Island Bank - Philipsburg Front Street ATM.
Tipping on the Dutch side of the island is very similar to tipping in the US, in terms of when and how much. There are no service charges added to bills on the Dutch side and the service staff depend on tips.
But most widely accepted throughout the Caribbean is the U.S. dollar. It is the legal currency of the U.S. Virgin Islands, the British Virgin Islands, and Puerto Rico, and will be recognized just about anywhere you go. As such, throughout this guide, prices are listed in U.S. dollars.
The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island. Major credit cards are accepted in most tourist establishments.
The Antillean Guilder or Florin is the official currency in St.Maarten, which is divided into 100 cents. US dollars are accepted at the majority of businesses on the Dutch side of the island. On the French side, the euro is the official currency.
Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most. It is not unusual to receive change in US Dollar even when payment is made with the guilder.
A famous jet-set getaway, Sint Maarten is known as one of the more expensive islands in the Caribbean. Gary Meenaghan proves it's possible for a family to stay, and enjoy, for a month without breaking the bank.
VERDICT: If you want more calm and laid-back properties, stay on the French side. If you want convenience and easy access to nightlife, stay on the Dutch side.
There are plenty of reasons to visit St Martin – from stunning white-sand beaches and crystal-clear waters to duty-free shopping, vibrant nightlife and diverse cultures. Plus, as a dual-nation island with two different cultures and two different vibes, you get a two-for-the-price-of-one Caribbean Island vacation.
Many times the prices for items like watches are similar to what you'd find at home but there's no sales tax in St. Martin and that can add up to substantial savings if you are buying an expensive item and live in an area with a high sales tax rate. Again, you have to be an informed shopper to get the best value.
Maarten/St. Martin. Tap water is safe to drink, but bottled water is recommended. High-SPF sunscreen is essential and recommended for those not used to intense sunlight.