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How do I get cash in St Maarten?

Banks and ATM Locations
  1. Windward Island Bank - Philipsburg Branch.
  2. Windward Island Bank - Bush Road Branch.
  3. Windward Island Bank - Simpson Bay Branch.
  4. Windward Island Bank - Cole Bay ATM.
  5. Windward Island Bank - Point Blanche ATM.
  6. Windward Island Bank - Philipsburg Front Street ATM.
  7. Republic Bank - Simpson Bay Branch.




People Also Ask

The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island. Major credit cards are accepted in most tourist establishments.

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There are no restrictions but amounts over ANG20,000, or equivalent, must be declared.

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The euro is used in the North (in St. Martin). Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most.

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Money in St. Maarten/St. Martin
  1. ATMs. The easiest and best way to get cash away from home is from an ATM. ...
  2. Traveler's Checks. Traveler's checks are widely accepted on all three islands. ...
  3. Credit Cards. Major credit cards are widely accepted on all three islands. ...
  4. What Things Cost in St. Maarten/St.


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Electricity in St. Maarten (Dutch side) is exactly the same as the United States with a 110 voltage at 50 Hz standard. Standard US plugs and appliances are compatible too. On the other side, St Martin (French side) has a 220 voltage at 60 Hz.

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Upon arrival in Sint Maarten, you must have: a U.S. passport valid for the duration of your stay; a completed Embarkation and Disembarkation Card (ED-Card).

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Tipping on the Dutch side of the island is very similar to tipping in the US, in terms of when and how much. There are no service charges added to bills on the Dutch side and the service staff depend on tips.

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Tipping in restaurants on French St-Martin Legally, the price posted on the menu includes service and there is no obligation to pay more. Most European just round up and leave a few Euro, pretty much what an American guest would pay on top of the customary 15% in the US, in order to show extra satisfaction.

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-Note: many (but not all) hotels and restaurants include a 15% service charge, in which case no further tipping is necessary (otherwise, add 15% to the bill). The tap water in Sint Maarten/St. Martin is safe to drink in most places. Many establishments serve desalinated water.

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No. As of August 1, 2022, Saint Martin no longer has COVID entry requirements for any travelers. There are NO testing or vaccine requirements.

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Upon arrival in Sint Maarten, you must have: a U.S. passport valid for the duration of your stay; a completed Embarkation and Disembarkation Card (ED-Card).

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The Antillean Guilder or Florin is the official currency in St. Maarten, which is divided into 100 cents. US dollars are accepted at the majority of businesses on the Dutch side of the island. On the French side, the euro is the official currency.

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DRINKING WATER Tap water on the island comes from desalinated seawater and is drinkable. We do recommend drinking bottled water which is readily available throughout the island.

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While Sint Maarten has the upper hand in nightlife, the French side of the island is known for having the more pristine beaches. Notoriously white sands edge up against crystalline turquoise oceans on the shorelines along the island's northern face.

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Taxi Drivers: Should I tip? Tipping taxis drivers on the island is common and drivers usually get around $0.50-$1 depending upon the total distance and final prices. Tour Guides: Is a tip required? Tipping your tour guide between 10%-15% is advisable in St Maarten.

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Just as in Japan, it is not customary to tip in China. Tipping in China is generally uncommon and can even be considered rude or embarrassing in some circumstances so when taking a taxi, enjoying a refreshing drink or tucking into a delicious meal there's no requirement to leave any gratuities.

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Top 9 Things to Eat in St. Maarten
  • Conch and Dumplings.
  • Callaloo.
  • Johnny Cakes.
  • Codfish Fritters.
  • St. Maarten Spareribs.
  • Locri.
  • Whelk Soup.
  • Crabmeat-Stuffed Shells (Crab Backs)


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When you arrive St. Maarten, you will pass through Immigration, which can take 10 minutes or 90 minutes, depending on which flights have arrived just prior to yours.

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It is illegal to transport conch meat and. shells and certain pieces of coral into and out of of Sint. Maarten without the proper permits.

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Arrive early and come prepared We recommend that you arrive at the airport to check in at a minimum of ninety (90) minutes prior to your scheduled time of departure. For all flights departing SXM Airport between 1pm and 6pm we advise you to check in at least 3 hours prior to scheduled departure.

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