The cost of using a travel agent is generally marginal, and often, they won't charge you at all. Much of their money comes from commissions the hotels and wholesalers pay them. Before you decide to book with a travel agent, inquire whether or not they charge fees.

In 2026, it has become the industry standard for travel advisors to use a "hybrid" compensation model. While advisors still earn commissions from suppliers (typically 10-15% on cruises and hotels), many now charge a separate Professional Design Fee or Planning Fee. These fees range from $100 for a simple domestic trip to over $500 for complex international itineraries. This shift occurred because many suppliers, particularly airlines, have drastically reduced or eliminated commissions for agents. By charging a fee, advisors ensure they are compensated for their expertise, research time, and the 24/7 "concierge" support they provide during the trip. Many travelers find this fee "worth it" in 2026, as advisors often have access to exclusive perks like free breakfast, room upgrades, and "shipboard credit" that offset the initial cost, while also providing a "human safety net" in the event of travel disruptions.