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How do I get the most value out of my Chase Sapphire points?

Book travel through the Chase portal: This is where Ultimate Rewards points are most valuable. You can book hotels, airfare and vacations at 1.5 cents per point with Sapphire Reserve. Sapphire Preferred is 1.25 cents per point. There's additional earn when booking through Chase Ultimate Rewards on select products.



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10 points (10X points) on Ultimate Rewards Chase Dining purchases: You'll earn 10 points for each $1 spent on Chase Dining purchases made using your card through the Ultimate Rewards program. 1 point (1X points): You'll earn 1 point for each $1 spent on all other purchases.

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Chase transfer partners include Aer Lingus AerClub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Air France-KLM Flying Blue, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG One Rewards, ...

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This is a relatively new Chase rule, but an important one: You cannot receive a Sapphire sign-up bonus if you've already received a bonus from either version (Preferred or Reserve) within previous 48 months. It's important to note it's 48 months or 4 years from the receipt of the statement with the bonus on it.

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Simply put, if you've opened five or more new credit card accounts with any bank in the past 24 months, you will not likely be approved for a new Chase card. The 5/24 rule applies to almost all Chase credit cards, including popular ones like the Chase Sapphire Preferred and Chase Sapphire Reserve®.

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Reward points can usually be redeemed through your credit card reward portal or mobile app. If you are actively working to earn and accumulate points, don't forget to check if there are any expiration dates associated with your earned points. Chase Sapphire is an official partner of the PGA Championship.

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