In 2026, paying for public transit in Toronto (TTC) is incredibly streamlined thanks to the full integration of contactless payments. You can pay your fare simply by tapping any major credit or debit card, or your smartphone/watch via Apple Pay or Google Pay, directly on the green PRESTO readers found on buses, streetcars, and at subway station gates. The traditional PRESTO card remains a popular option, especially for those who want to take advantage of monthly passes or "Fair Pass" discounts. For Android users, the PRESTO in Google Wallet feature allows for a digital card that can be managed entirely on your phone. If you are using contactless credit/debit or a PRESTO card, you also benefit from a two-hour transfer window, meaning you can hop on and off any TTC vehicle for two hours without being charged a second fare. Cash is still technically accepted on buses and at station machines, but it does not provide the free transfer benefit.