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How do I use my AIR MILES on my credit card?

Most credit cards that allow you to earn flexible travel points also have a travel portal where you can redeem your points. You simply log in to your account online, visit the travel portal and start shopping for the trip you want to take.



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With most airlines, free flights generally start at 5,000 to 7,500 miles per one-way segment. So to book a round-trip flight, you typically need at least 10,000 to 15,000 miles.

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Most airlines allow travelers to redeem their miles for flights, seat upgrades, or other travel-related perks, but they don't convert them directly to cash. Some airlines also permit the transfer of miles to other reward programs, such hotel loyalty programs, which may include the option of cash redemption.

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Miles and points earned on co-branded hotel and airline travel rewards cards do expire usually if you are not active in redeeming them for 12 to 24 months, depending on the terms of the hotel or airline loyalty program.

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  • Traveling with points and miles.
  • Use rewards for premium flights.
  • Book luxury hotels closer to home.
  • Consider low-category extended stays.
  • Find deals on peak travel.
  • Travel during off-peak seasons.
  • Look for sweet-spot redemptions.
  • Redeem for good-enough value.


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Most airlines allow travelers to redeem their miles for flights, seat upgrades, or other travel-related perks, but they don't convert them directly to cash. Some airlines also permit the transfer of miles to other reward programs, such hotel loyalty programs, which may include the option of cash redemption.

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To sell your Delta SkyMiles, you will typically need to create an account with the marketplace and provide your SkyMiles account information. The marketplace will then assess your miles and provide you with a quote. Once you accept the quote, the marketplace will purchase your miles and send you the cash proceeds.

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Air Miles themselves do not expire. But, if your account “expires” by being “dormant” (or inactive) for 24 consecutive months, then the points on it will disappear. An account is considered inactive if there are no points transactions within that period.

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When canceling a flight that was purchased using miles, most airlines do not charge a cancellation fee. It is generally free to get your miles reinstated and even the taxes and fees you paid will usually be refunded.

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50,000 American Airlines miles are worth about $645, which is the equivalent of at least one round-trip flight between New York and Los Angeles on American Airlines.

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