How do I use my debit card with OMNY?

Tap your contactless card Check if your contactless credit, debit, or reloadable prepaid card has the contactless symbol on the front or back. If so, tap it at an OMNY reader to pay the fare and GO.



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Before you can make fare payments with your smart device at OMNY readers, you will need to add your bank card to your digital wallet. If you have more than one card linked to your digital wallet, make sure to choose which card you want to use before you tap it at an OMNY reader.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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One difference between MetroCard and OMNY is that your free transfer will not be confirmed at the OMNY reader. If your trip qualifies for a free transfer, you will not be charged for that trip. You can register for an OMNY account or sign in to view your trips and charges.

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OMNY lets you pay your MTA bus fare with your phone, credit or debit card, or other wearable device. The OMNY reader can be found immediately after entering the bus.

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Yes! Simply tap your own contactless credit or debit card, smart device, or OMNY card on the OMNY reader to pay the fare. These are the same OMNY readers as those on MTA subways and buses and work the same way.

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Fare capping FAQ There is no sign-up, registration, or app required. Simply tap and go with the same contactless credit or debit card, smart device, or OMNY card. Once you've hit 12 paid trips in a seven-day period, the rest of your rides for that week will automatically be free.

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Can I still pay for multiple riders with OMNY? Yes. The same pass-back rules that apply to MetroCard also apply to OMNY. You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip.

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Your bank has declined a previous transaction and your card/device is blocked. Your bank hasn't approved the transaction. The card has not had a chip and PIN transaction for a period of time. You've got a new or replacement contactless card and have not yet used it for a chip and PIN transaction.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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Say hello to an easier, more equitable way to pay your fare: the 7-day fare cap with OMNY! Effective August 20, you can start any day of the week: pay for 12 rides in a 7-day period and any additional rides are free. And, unlike with MetroCard, you don't have to pay upfront. Just tap and pay as you go.

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OMNY card. A physical card is offered for people without access to mobile devices or contactless bank cards to load value onto and access the system. The card is thicker than the MetroCard it replaced, and is valid for seven years from purchase.

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Benefits of OMNY include:
  • Free transfers – Use the same card or device for both legs of your trip to get a free transfer.
  • Free trips – Pay for 12 rides using the same card or device in a 7-day period, and all additional rides within the week are free. Learn more here.


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To expedite this process, riders can make use of the new Apple Pay Express Transit feature. The new feature, introduced in iOS 12.3, allows users to quickly tap their phone to pay the fare without requiring Face ID or Touch ID authentication.

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