How do you exchange money on a cruise?

The easiest way to get money on a cruise is to withdraw from an ATM close to the ship that is offering a better exchange rate compared to a currency exchange office. Always alert your bank when you're traveling. Some banks don't charge international withdrawal fees, but most usually do.



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In addition to security, it's also helpful to have cash as some places — such as smaller souvenir shops or taxi cabs — don't accept credit cards. Credit card usage simply isn't as widespread as it is in the United States.

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The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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Debit card This method of payment is not recommended. If you use a debit card, a request for pre-authorization will be made by the cruise line to ensure the availability of funds. This request will freeze the pre-authorized amount for up to 30 days.

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Most veteran cruisers recommend that you budget between £75-£100 per day for other costs. You can cut back on spending and reduce your budget. However, you're probably going to need at least £50 a day. So, once you've booked your cruise, you'll want to set aside around £350-£700 for other costs.

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At least one ATM is available on most cruise ships. ATMs are frequently found in high-traffic places such as the ship's casino, near the welcome desk, or in the atrium. For the convenience of passengers, larger ships may feature many ATMs in various places.

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You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.

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Onboard prices are in US dollars, with the exception of some Australian-based cruises where the onboard currency is in Australian dollars. Cunard – Transactions onboard the cruise ships are in US dollars, all of which are charged to your onboard account, which will be settled at the end of your holiday.

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The best news about packing is that there is no (reasonable) limit on how much you can bring on a cruise. Most cruise lines “encourage” or “suggest” each passenger to limit luggage to two suitcases, each one less than 50 pounds. In addition, you can also bring carry-on luggage (more on that in a moment).

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Cruise luggage rules recapped As a general rule, it's a good idea to bring no more than two bags to check as well as luggage to keep on hand. Other than that, most items are allowed on board, though you should always double-check for items such as alcohol and nonalcoholic beverages.

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Cruise ships provide you with fresh towels as often as you'd like. You can get fresh towels daily by placing your dirty ones in a pile. The housekeepers will replace them when they clean your room. The same goes for a beach towel.

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To help you plan, we suggest you limit your luggage to a maximum of one bag per person if you're travelling on a cruise of 3-5 nights, and to no more than two bags per person, for cruises of 6 days or longer.

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Here are seven ways to avoid spending any extra money once you've boarded your cruise ship.
  1. Just drink water, juice, and coffee. ...
  2. Replace a paid shore excursion with self-guided tours. ...
  3. Stay on the ship. ...
  4. Get the most out of included places to eat. ...
  5. Do your homework during the packing process. ...
  6. Save money on laundry.


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If you plan to remove tips from your onboard bill, you will need to plan in advance to bring enough cash for personal tipping, then wait in a potentially long line at the guest services desk to remove the auto-gratuities and chase down all the crew members you wish to thank on the last evening.

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Luggage screening is a thorough process that involves scanning all checked bags using X-ray machines and metal detectors. During the screening, cruise line staff looks for any prohibited items, such as weapons, drugs, and alcohol, that exceed the permissible limit.

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If you'd rather see the sunrise while sailing south or east, staying on the port side is your ideal choice as well. Choose the starboard side for the opposite situation: sunsets are visible on southbound and eastbound sailings while sunrises are visible on northbound and westbound cruises.

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