How much money should you carry on a cruise?

The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.



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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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We dove into detail about spending on a cruise ship before. Cruise lines also break down how much cruise passengers spend in their financial reports. On average across cruise lines, the amount comes out to between $90-130 per person, per day.

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Never use a debit card on a cruise. In many situations you can use cash for the pre-authorisations, but just remember that you'll need to have enough to cover the full amount of this charge, which, in some cases, can be pretty steep. You'll then get your cash back at the end of your stay or cruise, minus any charges.

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As for your person, you will go through a metal detector. We have yet to go through a port that has the body scanners that have caused so much controversy at airports. This means you can keep things in your pockets, as long as is isn't metal. You also do not have to remove belts or shoes.

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We recommend paying for on shore purchases that are over $10 with a credit card to reduce the amount of cash you need to carry when off-ship and for a good record of your purchase, and use pocket change or local currency for the rest.

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences.

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The time when you'll need the most cash on a cruise vacation is when you're in port. Whether in Mexico, St. Maarten, Italy, or Vanuatu, having cash is recommended. Although cards are widely accepted, you may still encounter establishments that do not accept card payments.

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Onboard currency depends on the cruise line with which you're sailing. If it's an American cruise line, the onboard currency will be the dollar; if you're sailing a European line, expect the onboard currency to be the euro. It's always best to check with your line before boarding.

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There aren't any hard-and-fast guidelines for this type of tip since it's contingent on your experience, but $25 to $40 on behalf of a couple roughly works out to an extra $2 to $3 per person, per day, for a seven-night cruise.

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In general, plan on giving $16–$23 in gratuities per day for each passenger. Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities.

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Cruise luggage rules recapped As a general rule, it's a good idea to bring no more than two bags to check as well as luggage to keep on hand. Other than that, most items are allowed on board, though you should always double-check for items such as alcohol and nonalcoholic beverages.

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So to cut a short story even shorter, whether visiting for a day off a cruise or taking a short break on one island, the best currency for the Caribbean is the US dollar. You shouldn't need any of the local currency.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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A few cruise lines feature a limited number of cabins designated for single occupancy sparing the solo cruiser from having to pay double. While cruise lines advertise these single cabins as having no supplement, the single rate is usually slightly higher than the per-person rate of comparable double occupancy cabins.

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Do cell phones work on cruise ships? It's a common question with varying answers. Guests are free to utilize their cellular data or connect to our onboard Wi-Fi on any ship. But, please be aware that cellular data used on the ship or in certain ports of call will result in charges from your cell phone provider.

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Carnival Cruise Line: Carnival has one of the loosest beverage policies of all cruise lines, allowing each guest to carry on a maximum of 12 sealed 12 oz. cans or cartons of a non-alcoholic beverage (e.g., sodas, juices, milk, or sparkling water) – a policy that most cruise lines have eliminated.

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