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How do you pay for subway in NYC?

Tap to pay your fare with your contactless credit/debit card, smartphone, or OMNY card, or pay with a MetroCard.



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You can use cash, credit, or debit cards to make your purchase. New York City subway fares are $2.75 per trip. For visitors staying more than a couple of days you can buy a one week unlimited MetroCard for $33 or an unlimited monthly MetroCard for $127.00.

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Since MetroCards are still available until the end of 2024, so until then, it may not be worth buying an OMNY card, which costs $4 more than a MetroCard. On the other hand, if you use a pay-per-ride MetroCard, you do not get to take advantage of the OMNY fare cap mentioned above.

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Cost: $34 (7-day) or $132 (30-day). You have unlimited swipes on the subway and local buses for either 7 or 30 days. Your MetroCard can only hold one Unlimited Ride refill at a time. You can't pause an unlimited ride card once you've started using it.

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You do not need an OMNY card to tap and pay the fare. Use your own contactless credit, debit, reloadable prepaid card, or a smart phone or device with digital wallet enabled. Just choose your preferred payment method, tap and go!

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Purchase and use of this OMNY card constitutes your acceptance of the OMNY Terms of Service and the OMNY Privacy Policy at omny.info/terms-of-service and omny.info/privacy-policy. This OMNY card costs $5 to purchase and must be loaded with a minimum of $1 or a fare product at the time of purchase.

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OMNY can currently be used to pay fares at all New York City Subway and Staten Island Railway stations, on all MTA buses, and on the Roosevelt Island Tram; when completely rolled out, it will also replace the MetroCard on Bee-Line buses, NICE buses, and AirTrain JFK.

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Apple Pay is accepted on trains and buses throughout NYC.

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In New York, more than 70 percent of Visa cards are contactless enabled today, driven by the New York MTAs rollout of contactless to all subways and buses, which was completed in December 2020. Several large retailers are above or approaching 25 percent contactless transactions penetration.

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Our flagship apps, MYmta and TrainTime, make it easy to find your best transit option, whether you're traveling on the subway, bus, Long Island Rail Road, or Metro-North Railroad.

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Tap OMNY or swipe a pay-per-ride MetroCard as each person enters. Tap a contactless card or a digital wallet at OMNY readers to pay the fare. Swipe your MetroCard with the logo and the black barcode facing you and the clipped corner on the upper right.

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OMNY readers are point-of-sale terminals, allowing you to pay your fare and enter the system – all in a split second. Just like you swipe or dip your MetroCard at MetroCard readers, you can tap your contactless card, your smart device, or an OMNY card at OMNY readers.

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Reduced-Fares. Reduced-fare MetroCards and One Metro New York (OMNY) are available for riders who are 65 or older or riders who have qualifying disabilities. The reduced fare is half the base fare.

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How can I switch from Reduced-Fare MetroCard to OMNY? To make the switch, use the digital assistant in the bottom-right of your screen on any page on omny.info, and follow prompts to put your reduced fare benefit on your smart device or contactless card.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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OMNY caps your weekly fares at $34 when you tap the same card or device for every ride. Your first tap starts a new seven-day cap. If you spend $34 within seven days, you ride free for the rest of the cap period. If you spend less, you only pay for the rides you take.

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The MTA's OMNY payment system could reveal your trip history to anyone who has your credit card number — and cybersecurity experts said Wednesday the setup might threaten your privacy.

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OMNY is accepted on all New York City buses. Fares can also be paid with a MetroCard, coins, or SingleRide ticket. Some buses are fare-free: Q70-LaGuardia Link to and from LaGuardia Airport.

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Before you can make fare payments with your smart device at OMNY readers, you will need to add your bank card to your digital wallet. If you have more than one card linked to your digital wallet, make sure to choose which card you want to use before you tap it at an OMNY reader.

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