The Virgin Islands (both US and British) are considered high-end destinations in 2026, with prices significantly higher than the US mainland or other Caribbean islands like the Dominican Republic. For a mid-range traveler, a daily budget of $250 to $400 per person is realistic. Accommodation is the biggest expense; even basic hotels in St. Thomas or St. John rarely dip below $200 per night, and luxury resorts can easily exceed $1,000. Because almost all food is imported, a casual dinner for two with drinks will likely cost $100–$150. Transportation adds up too, as you'll often need car rentals ($80–$120/day) or inter-island ferries ($50+ round trip). The British Virgin Islands (BVI) are generally even more expensive than the USVI, catering heavily to the private yacht and luxury villa market. You can save money by staying in "glamping" sites, using the "safari bus" public transit in St. Thomas for $1–$2, and buying groceries at local markets, but even a "budget" trip here will likely cost more than a mid-range trip to many European cities.