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How long does it take for TfL to take money?

The charge will usually be applied to your account within 3 days of travel. A single charge will be made for each day travelled, as TfL calculates your fares for all your journeys across each day. Find out more about TfL's contactless card service.



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The charge will usually be applied to your account within 3 days of travel. A single charge will be made for each day travelled, as TfL calculates your fares for all your journeys across each day. Find out more about TfL's contactless card service.

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You may be able to complete your journey, but your card will then be temporarily stopped and you won't be able to use it to make any further journeys until the outstanding amount is paid to TfL. However, you should still be able to use your card with other retailers.

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How long does it take for contactless payments to show on the customer bank statement? The time it takes for a contactless payment to show up on a customer's bank statement varies from bank to bank, but usually takes up to two to four working days. However, they may show up as a pending transaction before-hand.

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If you can't pay an unpaid fare on your card through TfL, they'll try to take the payment the next time you touch in to make a journey or touch your card on a revenue inspector's device.

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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When using your card via contactless, Apple Pay or Google Pay, customers are sometimes charged 1p or 10p as part of an authorisation check. Companies issue this authorisation check to ensure the card is valid and has funds available.

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They'll also attempt to take payment using your card details up to 3 more times, on different days, within 30 days of the first one being declined. You can pay any unpaid fare through your TfL online account or by phoning TfL on 0343 222 1234 (call charges apply).

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Make sure you have enough balance to cover these as failed charges will result in your card being blacklisted by TfL until they can be cleared. This is not a Monzo specific issue, but rather just a result of the way TfL batch up contactless card charges and does not present charges during the weekend.

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For the travel and payment history of the past seven days, you may consult the records without registration: https://contactless.tfl.gov.uk/UnregisteredCustomer/Show. Otherwise, you can create a TfL account and register your card there: https://accounts.tfl.gov.uk/Register.

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How many times can you use a contactless card in a day? You can use your contactless credit card as often as you would any other debit or credit card. There isn't a limit on how many times you can use a card because it's contactless.

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