How many times can I use contactless in a day?

How many times can you use a contactless card in a day? You can use your contactless credit card as often as you would any other debit or credit card. There isn't a limit on how many times you can use a card because it's contactless.



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The UK ($120.65 or £100) has one of the highest card limits in the world and the largest in Europe.

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You can't pay accidentally—your contactless card or payment-enabled mobile/wearable device must be within 2 inches of the terminal for the transaction to take place. And you won't be billed twice, even if you accidentally tap twice.

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While contactless allows you to make payments without a PIN, it doesn't mean you can forget it entirely. Card issuers only allow five consecutive contactless transactions that can be made before a PIN is requested in order to prevent fraud.

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There isn't a daily limit for the number of contactless payments. However, from time to time, when you shop using contactless payments, you'll be asked to put your card into the machine and enter your PIN to verify it's you, before you can use contactless again.

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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To choose a different limit, simply;
  1. Open your Mobile Banking app.
  2. Tap on the current account linked to your debit card.
  3. Choose the option 'Manage my card & Apple Pay / Google Pay'
  4. Tap 'Card payment controls'
  5. Tap 'Contactless payment limit'
  6. Here, you can select which limit you would like.


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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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You won't get charged twice if you accidentally tap two cards on a reader at once – but you might find the payment goes from a different card to the one you want.

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