How much currency/money/monetary instruments can I bring to/from Honduras? There is no limit on the amount of money that can be taken out of or brought into the United States.
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What You Can Bring into Honduras -- Any travel-related merchandise brought into Honduras, such as personal effects or clothing, is not taxed. Visitors entering Honduras may also bring in no more than 400 cigarettes, 500g (18 oz.) of pipe tobacco, or 50 cigars, and 2.5L (2 3/4 qt.) of alcoholic beverages per adult.
The Honduran Lempira is the official currency, and it's valuable to know its current exchange rate before your trip. Exchange currency at banks, authorized exchange offices, or airports to get the best rates. While US dollars may be accepted in some places, it's recommended to use the local currency to avoid confusion.
The Lempira is the official currency of Honduras but US dollars accepted throughout Roatan and can be used in most parts of the island. Credit Cards can also be used in larger stores and restaurants, but not all. It's a good idea to have smaller denominations in US Dollars for arrival (making getting change easier).
To enter Honduras, you must purchase a tourist card at the airport. This allows you to visit Honduras for up to 90 days. If you're not a tourist or you plan to stay longer, you'll need a visa.
Tipping is expected in Roatan's restaurants. However, inspect your bill to see if you've already been charged for “Servicio.” If so, no extra tip is necessary. Although if you feel the service was excellent, then feel free to add more. If “Servicio” is not included in the bill, tip 10% or more.
How Much Cash Can You Fly With? If you are traveling on an international flight and have more than $10,000 in your possession, you must disclose the amount of U.S. Currency in your possession on a FinCEN 105 form. On a domestic flight, no rule requires you to disclose carrying $10,000 or more on the flight.
You may bring large sums of money with you in the form of cash, money order, or traveler's checks. There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully.
There is no obligation to do so, however leaving something extra is customary. The Portuguese (like their neighbors in Spain) pride themselves on their manners, and tipping is simply polite.
Most branches of BAC Honduras and Banco Atlántida have ATMs that work with Visa (Plus-affiliated) or MasterCard (Cirrus-affiliated) cards. A few machines—very few—will also give cash using an American Express or Diner's Club card. ATMs are fewer and farther between once you get out-country.
Exchange rate. You can exchange dollars and euros, to a lesser extent, in some stores (banks and hotels receive both currencies). You can use your Visa, Master Card and American Express credit cards in many places, and there are ATM networks with ample national coverage.