How much does it cost to live on a cruise ship per month?

Those who have an inside cabin will be paying about $2,400 a month per person, said Valerie Linderoth, a Victoria Cruises Brand Ambassador. It's actually pretty affordable. While the price of $2,400 a month may not sound affordable at first, there are other factors to consider.



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Considering all these factors, the cruise fare for living on a cruise ship can cost anywhere from $60,000 per year to upwards of $150,000. However, knowing what you get and where you spend your money is important. Let's look at what you can expect to spend your money on when living on a cruise ship.

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Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.

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The cost of living onboard a cruise ship varies depending on the type of cabin you choose and the amenities you desire. Generally, retirees can expect to pay anywhere from $1,500 - $3,000 per month for accommodation, meals, entertainment, and other activities.

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If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land. ORLANDO, Fla. – A new cruise experience could be more affordable than the rent or mortgage you're paying on land.

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Cruise ship living is an attractive alternative for seniors because, in many cases, the costs of cruising are lower than the costs of an assisted living facility. Average costs for an assisted living facility are about $3,750 per month or more. The nightly cost of a cruise average around $100 to $150 per night.

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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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Unlike a regular cruise ship, where you rent a cabin for a designated length of time on a specified itinerary, cruisers on the MV Narrative permanently purchase their rooms on a trip around-the-world.

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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov. 1. Gemini had room for up to 1,074 passengers.

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Prices range from around $20,000 to upwards of $100,000 per person, and all our top picks are more than 100 days (one is even a whopping 275 days), so they're ideal for retired travelers looking for their next big adventure.

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On average, a 180-day cruise can range from $50,000 to $200,000 per person. This price includes accommodation, meals, entertainment, and access to onboard amenities. The cost of a 180-day cruise may seem steep, but it is crucial to consider what is included in the package.

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On ships, you live where you work. Unlike life on land, there is no rent to be paid or monthly utility bills that need to be taken care of. All basic living expenses are covered at sea for crew members: accommodation, water, electricity, and food.

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  1. Test It Out First. Try a few cruises with different cruise lines. ...
  2. Meet With a Financial Planner. ...
  3. Talk to an Agent. ...
  4. Buy a Cruise Residence. ...
  5. Leverage Your Long-Term Status. ...
  6. Understand Your Medical Care Options at Sea. ...
  7. Rehome Your Pets. ...
  8. Make Plans to Stay in Touch.


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You can book yourself onto a traditional cruise ship for the long term. You would need to book each itinerary, one after the other. If you wanted the same cabin on every cruise, it's wise to make sure that you're first in line when bookings open.

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Some retirees plan to retire aboard a cruise ship. Embracing life as a long-term cruiser does offer some benefits including the ability to sail around the world and receive discounts through loyalty programs offered through cruise lines.

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The voyage will begin December 10, 2023 and wrap up on September 10, 2024. Rates start at more than $60,000 per person. People interested in booking can call Royal Caribbean's dedicated line for the Ultimate World Cruise at 800-423-2100 (US toll-free) or their travel advisor.

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FAQ on Cruise Staff Salary A cruise ship crew member for Carnival, Royal Caribbean, or Norwegian Cruise Line can earn an annual average between $16,000 to $20,000. For leadership staff onboard cruise ships, the annual salary can be much higher from $30,000 to $100,000.

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Regent Suite, Regent Seven Seas: $11,000/night. Perhaps the most expensive cruise ship suite -- and the most coveted -- belongs to luxury line Regent Seven Seas, which seems to outdo itself with each new ship.

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Interior or inside staterooms are typically the least expensive category on a cruise. Those cabins are generally the smallest on board and rarely accommodate more than three people, according to Joy Hess, owner and lead travel consultant at Outside the Lines Travel.

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