For its non-union "Management and Administrative" employees in 2026, United Airlines offers a very competitive 401(k) matching program through Fidelity. United typically provides a direct company contribution of 5% of your eligible pay, regardless of whether you contribute anything yourself. In addition to this "base" contribution, they provide a 100% match on the first 4% of your own contributions. This means if you contribute 4% of your salary, United effectively puts in a total of 9% (5% direct + 4% match). For "Flight Attendants" and "Pilots" under specific CBA contracts, the numbers can vary, but generally, United is known for having one of the strongest retirement benefit structures in the U.S. aviation industry. This "double-dip" system—a base contribution plus a match—allows employees to build their retirement savings significantly faster than a standard "match-only" plan found in most corporate sectors. All contributions are subject to a standard vesting schedule, which you should verify in your specific 2026 benefits handbook.