How much money can you carry on a cruise?

The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences. Here are some guidelines to help you decide how much money to bring on a cruise.



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The amount of money you should bring on a cruise depends on a few things, including your itinerary, budget and preferences. Many people budget about $100 a day, on average, but you're better off figuring out what you'll be likely to spend onboard.

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A credit card keeps a record of your spending and is safer than carrying money. Plus, many businesses accept credit cards, especially in popular port cities. Cash can come in handy if you plan to travel in more isolated areas, want to tip a server or don't want to use a credit card for small purchases.

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When you arrive at the Port Authority Security in the cruise terminal, you will pass a security checkpoint where all carry-on luggage goes through X-rays and other baggage is checked in. All checked bags on cruise ships are scanned.

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You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.

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You will need to pass through an x-ray machine and have your carry-ons scanned, but the process is not as rigorous as at the airport. (You likely won't need to remove your shoes, for example.) Then you'll enter a large open space with roped-off lines and check-in stations.

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Just like the security screening at an airport, we also screen all luggage our guests bring onboard to ensure everyone's safety. If there is an item in your luggage that is prohibited or is believed to be prohibited, your bag will be taken to a screening location and will be inspected by our Security Team onboard.

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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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Paying gratuities and tipping the staff aboard a cruise ship is not compulsory but is considered the right thing to do. Cruise Tipping is a gesture of goodwill to reflect your gratitude for the service provided and to say a big “Thank You” to the crew members.

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Most veteran cruisers recommend that you budget between £75-£100 per day for other costs. You can cut back on spending and reduce your budget. However, you're probably going to need at least £50 a day. So, once you've booked your cruise, you'll want to set aside around £350-£700 for other costs.

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Onboard currency depends on the cruise line with which you're sailing. If it's an American cruise line, the onboard currency will be the dollar; if you're sailing a European line, expect the onboard currency to be the euro. It's always best to check with your line before boarding.

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What to Pack for a Cruise
  1. Bring activity-appropriate clothing and shoes. ...
  2. Bring a Back Pack or Beach Tote. ...
  3. Bring Sunscreen and After-Sun Lotion. ...
  4. Bring Your Own Toiletries. ...
  5. Bring Medications for Upset Stomach and Motion Sickness. ...
  6. Bring an Underwater Camera. ...
  7. Bring Cash for Tipping. ...
  8. Bring a Portable Back Up Battery Charger.


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How to Get Free Stuff on a Cruise: 8 Tips to Know
  1. Be Brave and Get Onstage for Free Prizes. ...
  2. A Spa Tour Just Might Come With Free Perks. ...
  3. Proving Your Cruise Line Loyalty for Free Stuff. ...
  4. Score Freebies Shopping on Your Cruise. ...
  5. Win Prizes at Onboard Trivia and Other Games. ...
  6. Attend an Art Auction for Free Bubbles.


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Over the past 100 years since the RMS Titanic sank in 1912, only 18 cruise ships and some ocean liners have been publicly known to have sunk. And, over the past 50 years, only four cruise ships have sunk while navigating on a cruise.

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Cruise ships do not have police. Instead, an onboard Security Director will oversee the ship's own dedicated security department, staffed by former federal, state and military law enforcement personnel from various countries.

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Many first-time cruisers don't realize that they won't be able to go directly to their staterooms upon boarding. Pass the time while you wait for your room to be ready and for the ship to set sail by enjoying lunch on the Lido Deck of the ship.

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Crime Prevention – Visual surveillance cameras throughout the cruise ship help to deter crime and theft and also helps to provide detailed surveillance footage to investigators when incidents occur. Missing Passenger – Unfortunately there have been cases of missing passengers on cruise ships.

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On most major cruise lines, vaping is treated the same as smoking cigarettes. The general rule is that you can only use your vape in designated smoking areas. These areas will differ based on the cruise ship.

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When your cruise ship arrives at its disembarkation port, local immigration officials need to clear the ship before anyone can disembark. Ships that terminate in U.S. ports may require passengers to fill out Customs forms and show their passports to border control in the cruise terminal.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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Cruise Cash is non-refundable once on board and any unused credits will be forfeited. Cruise Cash is sold for specific revenue areas on the ship such as Bar, Photo, Shore Excursion, Spa, etc.

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