How much money should you carry-on a cruise?

The amount of money you should bring on a cruise depends on a few things, including your itinerary, budget and preferences. Many people budget about $100 a day, on average, but you're better off figuring out what you'll be likely to spend onboard.



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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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Onboard currency depends on the cruise line with which you're sailing. If it's an American cruise line, the onboard currency will be the dollar; if you're sailing a European line, expect the onboard currency to be the euro. It's always best to check with your line before boarding.

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I generally recommend using credit cards when traveling. Find out if your card has any foreign transaction fees. Also, when you contact the customer service line you should notify them of your travel dates and countries you plan on visiting so any charges do not get flagged as potentially being fraudulent.

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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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As for your person, you will go through a metal detector. We have yet to go through a port that has the body scanners that have caused so much controversy at airports. This means you can keep things in your pockets, as long as is isn't metal. You also do not have to remove belts or shoes.

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Cruise Cash provides a credit to a guest's Sail & Sign account. This credit is good for any charge made to the guest's account including taxes and gratuity charges.

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How do you pay for things on a cruise ship? There's no need to bring cash on board. Everything is charged to your cruise card. Keep it with you and present it whenever you buy something.

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What to Pack for a Cruise
  1. Bring activity-appropriate clothing and shoes. ...
  2. Bring a Back Pack or Beach Tote. ...
  3. Bring Sunscreen and After-Sun Lotion. ...
  4. Bring Your Own Toiletries. ...
  5. Bring Medications for Upset Stomach and Motion Sickness. ...
  6. Bring an Underwater Camera. ...
  7. Bring Cash for Tipping. ...
  8. Bring a Portable Back Up Battery Charger.


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Average Daily Cruise Line Gratuity Roughly speaking, you can expect to pay anywhere from $11.50 – $20.00 per passenger per day for onboard gratuities. As mentioned, cruise lines automatically add gratuities to your onboard account.

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Bring your favorite water bottle with you that can keep your beverage cool all day (we love HydroFlask and Swell bottles). The cruise water at the buffet is perfectly safe to drink. If you don't like the taste, throw a lemon or a few strawberries into it.

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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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You have choices when it comes to checking your bags on a cruise. Usually, you can check your large luggage during boarding, and it will be delivered to your stateroom. However, that can take a few hours, so you'll want to keep carry-on luggage that includes items such as a swimsuit and sunscreen with you.

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Luggage screening is a thorough process that involves scanning all checked bags using X-ray machines and metal detectors. During the screening, cruise line staff looks for any prohibited items, such as weapons, drugs, and alcohol, that exceed the permissible limit.

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Yes, cruise ships have brigs, which is the nautical term for a jail on a vessel, including a cruise ship. The term comes from the word brigantine, which is a type of two-masted sailing ship formerly used to house criminals.

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How to Get Free Stuff on a Cruise: 8 Tips to Know
  1. Be Brave and Get Onstage for Free Prizes. ...
  2. A Spa Tour Just Might Come With Free Perks. ...
  3. Proving Your Cruise Line Loyalty for Free Stuff. ...
  4. Score Freebies Shopping on Your Cruise. ...
  5. Win Prizes at Onboard Trivia and Other Games. ...
  6. Attend an Art Auction for Free Bubbles.


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On embarkation day, an initial bank hold of up to $200 (depending on cruise length) is placed on all credit card and debit card accounts to verify that the card is valid: 2 - 6 day cruise: $100 USD for each stateroom charged using the same credit card or debit card.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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If you're not able to wait for ports of call (or don't have international data on your phone), it might be worthwhile to pay for a Wi-Fi package. Although prices have decreased over the years, it can still be pretty costly to purchase Wi-Fi for your cruise.

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The bottom line. There is no one side of a cruise ship that is always “the best.” Whether a cruise ship's port versus starboard side is better for you on a given itinerary will be a personal calculation based on preferences, route and what you want to see.

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Tipping on a Cruise Begins Before Sailaway Savvy cruisers know that gratuities begin before you board your ship. Why? If you plan to drop off your larger pieces of luggage, be prepared to give the portside luggage handler a $2- $5 tip per bag. The amount can depend upon size, weight and amount of luggage.

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