Is American Platinum Card hard to get?

American Express Platinum card isn't the hardest Amex card to get, though. Its requirements are far more lenient than those of the Centurion® Card from American Express. This is an invitation-only card that comes with a $5000 annual fee. So, you need to have a high annual income to qualify.



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The Platinum Card is the cream of the crop when it comes to credit card perks, offering first-class travel benefits, top-notch rewards value and a treasure trove of bonus credits worth more than $1,000.

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The American Express Platinum card caters to high-spenders who travel frequently and want a wide range of luxury travel perks and lifestyle benefits. You'll need a high income and at least good credit to qualify.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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A platinum credit card is usually a bank's most expensive or the top-tier card, second only to a titanium, black or diamond card if offered by the bank. It is often in the form of a rewards credit card.

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