Is cash accepted on Royal Caribbean cruise?

An Onboard Expense Account, also known as your SeaPass® onboard account, is the cashless system used for all onboard purchases and services. SeaPass cards will be in your stateroom waiting for you. The account may be set-up with either a credit card or as a cash account.



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The ship is a cashless system. Your cruise card/seapass will be your roomier, security check when boarding/disembarking the ship, and your onboard charge card. It will be scanned for any and all onboard purchased, which will be charged to your account.

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Royal Caribbean accepts Visa, MasterCard, American Express, Optima, Diner's Club International and Discover cards. Penalties may apply if you cancel or change your reservation. Penalties can be up to 100% of the amount paid, and deposits are often non-refundable.

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We recommend paying for on shore purchases that are over $10 with a credit card to reduce the amount of cash you need to carry when off-ship and for a good record of your purchase, and use pocket change or local currency for the rest.

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What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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So how much money do you need? The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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To secure your reservation, we require a deposit within seven days of your booking, or full payment if you book within 70 days of departure (90 days for holiday cruises and 120 days for Transpacific, Asia reposition, and Round Australia).

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Royal Caribbean guests wishing to purchase a drink package can do so either prior to their cruise via the Cruise Planner web site or once onboard their ship. Once purchased, you must pay for the package for the duration of your cruise.

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But most widely accepted throughout the Caribbean is the U.S. dollar. It is the legal currency of the U.S. Virgin Islands, the British Virgin Islands, and Puerto Rico, and will be recognized just about anywhere you go.

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There is no need for cash. The same goes for most gratuities. Cruise lines now offer prepaid options for gratuities to your room steward and dining room waiters. So you can pay them before you even get on the ship.

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There aren't any hard-and-fast guidelines for this type of tip since it's contingent on your experience, but $25 to $40 on behalf of a couple roughly works out to an extra $2 to $3 per person, per day, for a seven-night cruise.

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Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities. Don't forget to factor those charges into your overall vacation budget.

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In general, plan on giving $16–$23 in gratuities per day for each passenger. Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities.

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How to Get Free Stuff on a Cruise: 8 Tips to Know
  1. Be Brave and Get Onstage for Free Prizes. ...
  2. A Spa Tour Just Might Come With Free Perks. ...
  3. Proving Your Cruise Line Loyalty for Free Stuff. ...
  4. Score Freebies Shopping on Your Cruise. ...
  5. Win Prizes at Onboard Trivia and Other Games. ...
  6. Attend an Art Auction for Free Bubbles.


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General Cruise Cash provides an immediate credit to a guest's Sail & Sign account. This credit is good for any charge made to their account including taxes and gratuity charges. Cruise Cash is valid for a single voyage and cannot be transferred to future bookings.

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In many spots, you'll need cash for everything from sweets to sodas to souvenirs sold by street vendors and small mom-and-pop shops. If you're cruising to large cities, say Rome or Barcelona for example, you'll be able to use plastic in most cases.

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On Royal Caribbean, gamblers earn free drinks by hitting a certain tier -- Prime in this cruise line's Casino Royale program -- at which point they can get free drinks in the casino for a set period of time whether they are actively playing or not.

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The time when you'll need the most cash on a cruise vacation is when you're in port. Whether in Mexico, St. Maarten, Italy, or Vanuatu, having cash is recommended. Although cards are widely accepted, you may still encounter establishments that do not accept card payments.

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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Not paying the final payment on time Miss making that final payment by the due date and you could forfeit your cruise and lose your deposit money. The cruise line won't check in with you to see what's happening; it will simply cancel your booking and apply any fees as outlined in its cancellation policy.

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