Besides operating in its home base of Singapore, Grab has services available in Cambodia, Indonesia, Malaysia, Myanmar, the Philippines, Thailand, and Vietnam. GrabPay serves as the mobile wallet within Grab's super-app.
Even though most credit cards offer cashback rates higher than the GrabPay Card, there are campaigns at times where a certain amount of bonus GrabReward points are awarded by spending with the GrabPay card or wallet. Depending on cashback your credit/debit card gives you, the GrabPay Card/Wallet may still be useful.
You can use your GrabPay card anywhere in the world across millions of online & offline Mastercard merchants. For FX transactions, Transactions that are made in different currencies other than PHP. You will be charged a non-refundable processing fee of 2%. Our conversion rates are transparent & real-time.