Is it better to have cash or card in Bali?

Many places in Bali will accept card payments, which can be the most convenient way to pay. However, it's not an option everywhere so having some cash is also a smart move. Get a travel money card to make ATM withdrawals locally on arrival in Bali, and so you don't need to carry too much IDR cash at any one time.



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Using Bank Cards or Credit Cards
Paying by card in Bali is a fairly safe option. Most of the bigger restaurants, resorts, shopping stalls will all accept payment via card. Taxis, small local restaurants (warungs), beach bars, and market stalls still only accept cash.

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As mentioned above Cash is still a very important form of payment in Bali, particularly in the smaller shops and also when you need to pay for your transportation, or if you need gasoline. The 100,000 bills are the largest bills. It's useful if you take also some smaller bills with you.

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I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person. This will be more than enough to cover your day-to-day cash expenses on a small to medium budget. Now let's talk about some of the costs that you can expect on your Bali trip.

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The $1000 will be enough, but does that include VOA and departure tax?. On your intended plan, I expect you will spend $60-$70 a day however add $13/day to cover VOA and departure tax. Waterbom will cost extra on the above so you won't have a lot for shoping, which you will want to do..

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Typical Costs for 1 Week in Bali
For a comfortable private tour (2–4 people): About 160–220 USD per day per person is typical with private guide, 4- or 5-star hotels, nice meals, and private transfers included. For this standard of vacation in the US, the average price is 500+ USD.

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How can you avoid Bali Belly?
  1. Make sure all meat and seafood is thoroughly cooked (not raw or rare)
  2. Avoid the following foods while travelling: Sushi. Unpasteurised dairy products milk/cheese/ice cream. ...
  3. Water: Don't drink tap water. Don't use tap water to brush your teeth. ...
  4. Hygiene: Wash your hands after using the toilet.


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Get a Local SIM Card
Phone credit and data in Bali is very inexpensive when using a local SIM card. You need to make sure your phone is “unlocked” from your service provider before you travel. Click here to pre buy an Indonesian SIM and have it delivered to your hotel in Bali.

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Yes. However, you shouldn't rely on your plastic as much as you would in more remote places the only acceptable way of payment. Therefore, most places accept credit cards, but some of the smaller ones, as well as hotels, guesthouses, and home-stays, tack on a 3% surcharge.

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Buy currency before you travel.
Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange. Do some research ahead of time to see if US dollars are widely accepted at places you plan to go to.

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Bali Belly is one of Bali's least popular attractions, but unfortunately it is all too common among visitors to the island. Bali Belly is just another expression for food poisoning (or stomach flu/gastroenteritis medically speaking).

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Bali remains affordable compared to Western destinations and other Southeast Asian countries like Singapore and Malaysia; however, Thailand is still slightly less expensive. This is what makes Thailand such a great choice for many travelers.

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Typical Costs for 1 Week in Bali
For a comfortable private tour (2–4 people): About 160–220 USD per day per person is typical with private guide, 4- or 5-star hotels, nice meals, and private transfers included. For this standard of vacation in the US, the average price is 500+ USD.

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Inexpensive local eateries and street food stalls offer budget-friendly options starting from around $2 to $5 in USD per meal. Mid-range restaurants and cafes typically range from $5 to $15 in USD per meal, while high-end dining experiences can cost $15 and above.

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It's best to take Indonesian Rupiah to Bali. If you can't buy some before your trip, the next best options are Australian Dollars (AUD), US Dollars (USD) or Euros (EUR). You can easily change these 3 currencies almost anywhere on the island.

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