Is it safe to pay with card in Bali?

Yes. However, you shouldn't rely on your plastic as much as you would in more remote places the only acceptable way of payment. Therefore, most places accept credit cards, but some of the smaller ones, as well as hotels, guesthouses, and home-stays, tack on a 3% surcharge.



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HSBC is very prominent in Asia and Bali so this is the best debit card for ATM cash withdrawals, as the ATMs only need to display a VISA or VISA Plus logo for free cash withdrawals. In addition the HSBC Everyday Global Travel Card has no international transaction fees and monthly fees.

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Cash is the preferred payment method in Bali, so it's best to carry enough to enjoy your day, including smaller denominations or change for local shopkeepers and warungs.

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No, it is not customary to tip in Bali. However, it's always appreciated when you show your gratitude with a little extra money. Keep in mind that no one will come chasing you down if you don't leave a tip, but it's always nice to show your appreciation for good service with a token of gratitude.

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Hygiene. The tap water in Bali isn't recommended for drinking, so avoid it and stick to sealed bottled water. That includes steering clear of more than you might think, including ice in drinks, brushing your teeth with tap water, ingesting water in the shower, and food that has been washed in tap water.

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How can you avoid Bali Belly?
  1. Make sure all meat and seafood is thoroughly cooked (not raw or rare)
  2. Avoid the following foods while travelling: Sushi. Unpasteurised dairy products milk/cheese/ice cream. ...
  3. Water: Don't drink tap water. Don't use tap water to brush your teeth. ...
  4. Hygiene: Wash your hands after using the toilet.


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There is no hard and fast rule for tipping in Bali. All hotels and most restaurants have a 17% or 21% tax and service charge included in your bill so it is up to you whether to add any extra tip on top of that. When it comes to tipping drivers or other 'freelancers', it's nice but not required.

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Buy currency before you travel.
Doing so gives you time to shop around for the best rate. Plus, when you arrive, you won't have to immediately find a bank or currency exchange. Do some research ahead of time to see if US dollars are widely accepted at places you plan to go to.

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Tipping in Bali: Hotel
Tipping at your hotel or other accommodation in Bali is not required or expected especially since there is nearly always a service charge added to your bill to cover these services. But, if you received exemplary service and would like to show your appreciation, a small tip is always appreciated.

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Again, it's not expected but if you have lot of luggage or they go above and beyond I will often tip around 10,000 – 50,000 IDR (which is about $1-3 USD). Just remember that tipping is not obligatory, so don't feel like you have to give them anything if you can't afford it or if you feel like they didn't do a good job.

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The $1000 will be enough, but does that include VOA and departure tax?. On your intended plan, I expect you will spend $60-$70 a day however add $13/day to cover VOA and departure tax. Waterbom will cost extra on the above so you won't have a lot for shoping, which you will want to do..

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We recommend budgeting $630 for a week in Bali. This will cover you for private transport, a few restaurant meals and a tour or two to your favourite attractions.

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You should plan to spend around Rp1,176,938 ($75) per day on your vacation in Bali, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, Rp330,629 ($21) on meals for one day and Rp145,557 ($9.30) on local transportation.

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How Much to Budget For Two Weeks in Bali? On top of flights, if you budget around $100 per day for your trip to Bali it would be more than enough. This amount would enable you to stay in a mid-range hotel, eat out for every meal and enjoy some of the island's best activities.

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