Is it better to have cash or card in Japan?

The likelihood that credit cards are accepted decreases in small cities and towns, and thus it is advisable to keep cash at hand when visiting rural areas. Cash is often the only way to pay for small entrance fees at tourist sights, smaller restaurants and small shops. Many lockers also require coins.



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The best way to get Japanese cash is from an ATM in Japan (do not buy yen before coming to Japan as the rate will be terrible). You can use your home bank card with many Japanese ATMs. 7-11 ATMs are the easiest to use and accept the most foreign cards. They are open 24 hours a day, 7 days a week.

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Cash-based country For years, Japan was primarily a cash economy. People preferred physical banknotes over cashless transactions. In fact, back in 2021 cashless payments were just 15.1% of total transactions and only rising slowly. Comparatively, in the UK this statistic was 27% in the same year.

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Cash, credit and debit cards are all accepted, with credit cards and cash the most relevant. Since a credit card is your best choice for a significant amount of your spending, a card that doesn't charge foreign transaction fees like the Capital One VentureOne Rewards Credit Card provides lots of value.

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You can avoid a credit card foreign transaction fee by either paying cash or using a credit card that doesn't charge foreign transaction fees. Most credit cards that do not charge a foreign transaction fee note it on their website, but you can also look at the credit card's terms and conditions page.

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Credit, debit and prepaid cards of international brands are generally accepted throughout the country. There will be instances where stores may not display the symbols of the cards they accept, so ask the salesperson if you can use your card.

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When travelling in Japan, a person will likely come across many of the following banknotes: 1,000 yen – This roughly equates to an American $10 bill and is the lowest value of any Japanese banknote in circulation. This bill is typically used by office workers to pay for lunch.

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Tipping in Japan is not expected, and attempts to leave a tip will almost certainly be turned down (a potentially awkward moment). In Japan, it's thought that by dining out or drinking at a bar, you are already paying the establishment for good service.

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Large tourist attractions within Japan will always accept credit cards, but places like shrines, temples, and off-the-beaten-track locations are usually cash-only.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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Also, it can be difficult to use Japan's public transport system without cash, as you will almost always need it to recharge your IC card or to purchase a train ticket. That being said, I would say you should bring enough cash so that you have at least 10,000 yen of spending money per day.

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Paying the bill in Japanese It's becoming more common to use card payments in restaurants, but the emajority of independents are still cash only. Another option is to use your Suica or Pasmo to pay, but if you're topping it up as you go, it can be simpler to stick to cash. You can simply ask: English: Is card ok?

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