Is it better to use Oyster card or bank card?

However, if you plan on using public transport regularly in The London area, then an Oyster Card should be the better option for you. This is because you'll be eligible to get a Railcard (which can only be connected to Oyster cards, not contactless cards) and get consistent discounts off travel in the city.



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There is no price difference between the Oyster card and contactless card. What is this? Every time you travel on London's public transport, your contactless payment card is charged the same fare as your Oyster, including cap prices (the maximum amount you'll pay daily and weekly to travel throughout London).

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A Visitor Oyster card* is one of the cheapest ways to pay for single journeys on the bus, Tube, DLR, tram, Uber Boat by Thames Clippers river bus service, London Overground, TfL Rail and most National Rail services in London.

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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If you have a credit/debit card that supports contactless payment then use it, this will be your cheapest fare, though if you are from overseas your provider may have foreign exchange charges. Oyster Cards have the same fare structure as contactless payment cards.

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A contactless visitor Oyster card is excellent for pay as you go travel as fares are capped. This means this may cost less than a physical ticket. However, a standard contactless card will offer the same benefits. However, the visitor Oyster card is perhaps best used by tourists from foreign countries.

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How to travel cheap in London
  • Get an Oyster card. ...
  • Go contactless. ...
  • Know where you're travelling to. ...
  • Avoid travelling during peak hours. ...
  • Take the bus for long distances. ...
  • Take advantage of the Hopper fare. ...
  • Rent a bike when it's sunny. ...
  • Walk wherever possible.


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Pay as you go fares are cheaper than buying a paper single ticket or Day Travelcard. Your Visitor Oyster card offers daily capping. This means you can travel as much as you like in a single day and the amount you pay for your travel is limited (or capped).

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If you're visiting London for 3 days or less, the best option is to get the Oyster Card, as it's the most cost-effective system. For stays of over 4 days, we recommend getting the 7-day Travelcard, since it's cheaper than getting 7 x 24-hour travelcards.

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About a quarter of contactless payments are now made using either Apple or Google Pay, a figure that is ticking up all the time. In contrast, only 5.7m of the tens of millions of Oyster cards in circulation are still active. And as for paper tickets, in the past month just 1.7% of passengers bought them.

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Any contactless payment card such as a debit card, credit card, or prepaid virtual card can be used to perform a contactless payment. The contactless payment is performed exactly the same way as with an Oyster card. Just tap the yellow card reader using a contactless card at the start and end of your journey.

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Travelcard prices start at £15.20 for a central London 1 day Travelcard (zones 1-4). Child Travelcards prices start at £7.60 (zonnes 1-4).

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The best way to get around London is the rapid-transit London Underground, or what locals call the Tube. You can even take the Tube from Heathrow Airport (LHR) – one of the world's busiest airports – into the city center.

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