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Is it cheaper to live on a cruise ship than rent?

Living on a cruise ship may be more affordable than a permanent home. If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land.



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If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land. ORLANDO, Fla. – A new cruise experience could be more affordable than the rent or mortgage you're paying on land.

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Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.

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The cost of buying an apartment on a residential cruise ship is between $1 million and $14 million. There are also annual fees of between $60,000 and $300,000 to pay. In theory, you could cruise on traditional cruise ships for around $35,000 per year, if you choose a basic cruise.

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Some cruise lines offer cabins for sale, allowing you to own your place at sea. Other ships accommodate extended trips, such as 180 days or more. You also need to decide what to do about your current housing situation. You might rent your home while you set sail or divide your time between cruising and living on land.

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Those who have an inside cabin will be paying about $2,400 a month per person, said Valerie Linderoth, a Victoria Cruises Brand Ambassador. It's actually pretty affordable. While the price of $2,400 a month may not sound affordable at first, there are other factors to consider.

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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov.

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How much does a cruise ship cabin cost? Bids for stateroom ownership start at $25,000 per inside cabin, $35,000 for an oceanview, and $50,000 for a balcony.

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Prices range from around $20,000 to upwards of $100,000 per person, and all our top picks are more than 100 days (one is even a whopping 275 days), so they're ideal for retired travelers looking for their next big adventure.

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Interior or inside staterooms are typically the least expensive category on a cruise. Those cabins are generally the smallest on board and rarely accommodate more than three people, according to Joy Hess, owner and lead travel consultant at Outside the Lines Travel.

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The cost of living onboard a cruise ship varies depending on the type of cabin you choose and the amenities you desire. Generally, retirees can expect to pay anywhere from $1,500 - $3,000 per month for accommodation, meals, entertainment, and other activities.

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World cruises – generally ranging from 100 to 180 days – mostly start in January but here are three mega voyages you can still book this year:
  • 274 nights: Royal Caribbean. ...
  • 183 days: Nicko Cruises. ...
  • 101 nights: P&O Cruises.


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Cruise fares are per person which includes children and infants. When traveling with 2 full fare guests, additional guests in the same stateroom pay a discounted cruise fare. Children less than 2 years of age are not required to extend gratuities.

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On average, a 180-day cruise can range from $50,000 to $200,000 per person. This price includes accommodation, meals, entertainment, and access to onboard amenities. The cost of a 180-day cruise may seem steep, but it is crucial to consider what is included in the package.

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The voyage will begin December 10, 2023 and wrap up on September 10, 2024. Rates start at more than $60,000 per person. People interested in booking can call Royal Caribbean's dedicated line for the Ultimate World Cruise at 800-423-2100 (US toll-free) or their travel advisor.

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Cruise ship living is an attractive alternative for seniors because, in many cases, the costs of cruising are lower than the costs of an assisted living facility. Average costs for an assisted living facility are about $3,750 per month or more. The nightly cost of a cruise average around $100 to $150 per night.

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Many of the major cruise lines including Royal Caribbean, Carnival Cruise Lines and Norweigan Cruise Lines offer Senior Citizen Rates for guests age 55 or older. Senior Cruise Discounts are typically available on last minute cruises when cruise lines need help filling the last remaining cabins on their ships.

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